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Single Family ResidenceResidential
$3,936,864$5,393 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 68How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $410,000 on Jul 1, 1988

645 4TH ST

ENCINITAS, CA 92024
2
Beds
1
Baths
730 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1939
Year BuiltThe year the home was originally built, according to county records.

Valuation

$3.9M
$2.7M low$5.2M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$410,000 · Jul 1, 1988

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$21,947 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$2,057,285 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,016,916
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$40,369
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$2,016,947

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
37
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
10
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
89
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySAN DIEGO
Lot (acres)The size of the land the home sits on, from county records.0.13
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Paul Ecke Central Elementary SchoolA
Elementary · Grades KG–6 · 1.0 mi
M
Diegueno Middle SchoolA
Middle · Grades 7–8 · 3.3 mi
H
La Costa Canyon High SchoolA
High · Grades 9–12 · 4.5 mi

District: San Dieguito Union High School District

Neighborhood · ZIP 92024These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.281

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.40%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.52,624
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,722 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$143,291
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$186,965
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.12 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

645 4th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in San Diego County
  • Among the highest price per square foot in Old Encinitas
  • Smaller than 98% of homes in Old Encinitas
  • Has a smaller lot than 94% of homes in Encinitas 92024
  • Among the oldest homes in Old Encinitas

What homes are worth in Encinitas 92024

Each bar is how many homes fall in that price range. The marker is this home.

This home
$664K$4.6M

This home is worth more than 96% of homes in Encinitas 92024.

How it measures up in Encinitas 92024

The dot is this home. The mark in the middle is the typical home in Encinitas 92024.

Estimated value$3,936,864
CheaperTypical $1,792,222Pricier

Pricier than 96% of homes nearby

Price per ft²$5393
CheaperTypical $894Pricier

Pricier than almost all homes nearby

Living area730 ft²
SmallerTypical 1,943 ft²Bigger

Bigger than 2% of homes nearby

Lot size0.13 ac
SmallerTypical 0.31 acBigger

Bigger than 6% of homes nearby

Year built1939
OlderTypical 1983Newer

Older than almost all homes nearby

How 645 4th St ranks against every home in each area.
MeasureThis homeOld EncinitasEncinitas 92024San Diego County
Estimated valuepricier than$3,936,86494% of homes96% of homesalmost all homes
Price per ft²pricier than$5393almost all homesalmost all homesalmost all homes
Living areabigger than730 ft²2% of homes2% of homes8% of homes
Lot sizebigger than0.13 ac15% of homes6% of homes16% of homes
Year builtnewer than1939almost no homesalmost no homes2% of homes

About 645 4th St

How much is 645 4th St, Encinitas, CA worth?

The TopHap Estimate for 645 4th St, Encinitas, CA is $3,936,864 as of Aug 30, 2026. The likely range is $2,693,495 to $5,180,233. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 645 4th St, Encinitas, CA last sell?

645 4th St, Encinitas, CA last sold on Jul 1, 1988 for $410,000, according to the county's recorded deed.

How big is 645 4th St, Encinitas, CA?

645 4th St, Encinitas, CA has 2 bedrooms, 1 bathrooms, 730 square feet of living space and a 0.13-acre lot.

When was 645 4th St, Encinitas, CA built?

645 4th St, Encinitas, CA was built in 1939, making it 87 years old.

What schools serve 645 4th St, Encinitas, CA?

645 4th St, Encinitas, CA is assigned to Paul Ecke Central Elementary School (elementary), rated A; Diegueno Middle School (middle), rated A; La Costa Canyon High School (high), rated A. All sit in San Dieguito Union High School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 645 4th St, Encinitas, CA compare to other homes in Encinitas 92024?

Among the 17,592 homes in Encinitas 92024, it is worth more than 96% of them ($3,936,864 against a typical $1,792,222), its price per square foot is higher than almost all of them ($5393 against a typical $894), it is bigger than 2% of them (730 ft² against a typical 1,943 ft²), its lot is bigger than 6% of them (0.13 ac against a typical 0.31 ac) and it is newer than almost none of them (1939 against a typical 1983). Measured against all of San Diego County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 645 4th St, Encinitas, CA?

The 2025 property tax bill for 645 4th St, Encinitas, CA was $21,947. The county assessed it at $2,057,285.

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