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Single Family ResidenceResidential
$279,929$273 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $37,500 on Jun 10, 2020

645 AMBROSE RUCKER RD

MONROE, VA 24574
1
Beds
1.5
Baths
1,024 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
21.29 ac
Lot SizeThe size of the land the home sits on, from county records.
2021
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$280K
$232K low$328K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$37,500 · Jun 10, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,382 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$143,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$28,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$114,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$143,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$246,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
28
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
82
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
20
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyAMHERST
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2024
Lot (acres)The size of the land the home sits on, from county records.21.29
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Elon Elementary SchoolB
Elementary · Grades PK–5 · 1.8 mi
M
Monelison Middle SchoolC-
Middle · Grades 6–8 · 7.4 mi
H
Amherst County High SchoolD+
High · Grades 9–12 · 7.7 mi

District: Amherst County Public Schools

Neighborhood · ZIP 24574These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.96
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.57

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.3,761
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.33 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,677
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$96,122
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

645 Ambrose Rucker Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 92% of homes in Amherst County
  • Smaller than 81% of homes in Monroe 24574
  • Has a bigger lot than 90% of homes in Amherst County
  • Among the newest homes in Monroe 24574

What homes are worth in Monroe 24574

Each bar is how many homes fall in that price range. The marker is this home.

This home
$58K$847K

This home is worth more than 50% of homes in Monroe 24574.

How it measures up in Monroe 24574

The dot is this home. The mark in the middle is the typical home in Monroe 24574.

Estimated value$279,929
CheaperTypical $279,631Pricier

Pricier than 50% of homes nearby

Price per ft²$273
CheaperTypical $185Pricier

Pricier than 90% of homes nearby

Living area1,024 ft²
SmallerTypical 1,500 ft²Bigger

Bigger than 19% of homes nearby

Lot size21.29 ac
SmallerTypical 4.77 acBigger

Bigger than 83% of homes nearby

Year built2021
OlderTypical 1984Newer

Newer than almost all homes nearby

How 645 Ambrose Rucker Rd ranks against every home in each area.
MeasureThis homeMonroe 24574Amherst County
Estimated valuepricier than$279,92950% of homes63% of homes
Price per ft²pricier than$27390% of homes92% of homes
Living areabigger than1,024 ft²19% of homes21% of homes
Lot sizebigger than21.29 ac83% of homes90% of homes
Year builtnewer than2021almost all homesalmost all homes

About 645 Ambrose Rucker Rd

How much is 645 Ambrose Rucker Rd, Monroe, VA worth?

The TopHap Estimate for 645 Ambrose Rucker Rd, Monroe, VA is $279,929 as of Aug 30, 2026. The likely range is $231,636 to $328,222. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 645 Ambrose Rucker Rd, Monroe, VA last sell?

645 Ambrose Rucker Rd, Monroe, VA last sold on Jun 10, 2020 for $37,500, according to the county's recorded deed.

How big is 645 Ambrose Rucker Rd, Monroe, VA?

645 Ambrose Rucker Rd, Monroe, VA has 1 bedrooms, 1.5 bathrooms, 1,024 square feet of living space and a 21.29-acre lot.

When was 645 Ambrose Rucker Rd, Monroe, VA built?

645 Ambrose Rucker Rd, Monroe, VA was built in 2021, making it 5 years old. It is a cape cod home. The building has 1 story.

What schools serve 645 Ambrose Rucker Rd, Monroe, VA?

645 Ambrose Rucker Rd, Monroe, VA is assigned to Elon Elementary School (elementary), rated B; Monelison Middle School (middle), rated C-; Amherst County High School (high), rated D+. All sit in Amherst County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 645 Ambrose Rucker Rd, Monroe, VA compare to other homes in Monroe 24574?

Among the 1,818 homes in Monroe 24574, it is worth more than 50% of them ($279,929 against a typical $279,631), its price per square foot is higher than 90% of them ($273 against a typical $185), it is bigger than 19% of them (1,024 ft² against a typical 1,500 ft²), its lot is bigger than 83% of them (21.29 ac against a typical 4.77 ac) and it is newer than almost all of them (2021 against a typical 1984). Measured against all of Amherst County, it is worth more than 63% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 645 Ambrose Rucker Rd, Monroe, VA?

The 2026 property tax bill for 645 Ambrose Rucker Rd, Monroe, VA was $1,382. The county assessed it at $143,000.

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