Single Family ResidenceResidential
$693,513$245 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $405,000 on Jul 19, 2019
645 BLUFF OAK CT
ROSWELL, GA 30076
4
Beds
2.5
Baths
2,831 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.32 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
Valuation
$694K
$649K low$738K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$405,000 · Jul 19, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$363,663
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$290,930
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.47%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$279,850
JP MORGAN CHASE BANK · recorded May 25, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
DELTA COMMUNITY CREDIT UNION
Tax & Assessment
Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,189 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$250,680 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$42,080
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$208,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$230,320
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$626,700
Climate Risk
Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.52
25
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
12
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
85
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
45
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone
Scores 0–100; higher = greater projected risk.
Property Facts
Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyFULTON
Lot (acres)The size of the land the home sits on, from county records.0.32
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Neighborhood / Spot
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckPatio · 112 ft²Porch · 32 ft²
Transaction History(1)
Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.
EMH
Hembree Springs Elementary SchoolA
Elementary · Grades PK–5 · 0.4 mi
Elkins Pointe Middle SchoolA-
Middle · Grades 6–8 · 0.5 mi
Milton High SchoolA+
High · Grades 9–12 · 2.8 mi
District: Fulton County School District
Neighborhood · ZIP 30076These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.
CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.54
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.60
Index scale: 100 = US average (tick). Lower is better.
Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.41%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.42,728
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,634 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$112,531
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$136,458
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%
Ownership
OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No
Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.
How this home compares
645 Bluff Oak Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.
- Worth more than 71% of homes in Fulton County
- Costs less per square foot than 65% of homes in Roswell 30076
- Bigger than 74% of homes in Roswell 30076
- Newer than 81% of homes in Roswell 30076
What homes are worth in Roswell 30076
Each bar is how many homes fall in that price range. The marker is this home.
This home
$255K$1.3M
This home is worth more than 70% of homes in Roswell 30076.
How it measures up in Roswell 30076
The dot is this home. The mark in the middle is the typical home in Roswell 30076.
Estimated value$693,513
CheaperTypical $596,095Pricier
Pricier than 70% of homes nearby
Price per ft²$245
CheaperTypical $260Pricier
Pricier than 35% of homes nearby
Living area2,831 ft²
SmallerTypical 2,249 ft²Bigger
Bigger than 74% of homes nearby
Lot size0.32 ac
SmallerTypical 0.3 acBigger
Bigger than 55% of homes nearby
Year built1997
OlderTypical 1984Newer
Newer than 81% of homes nearby
| Measure | This home | Roswell 30076 | Fulton County |
|---|---|---|---|
| Estimated valuepricier than | $693,513 | 70% of homes | 71% of homes |
| Price per ft²pricier than | $245 | 35% of homes | 51% of homes |
| Living areabigger than | 2,831 ft² | 74% of homes | 74% of homes |
| Lot sizebigger than | 0.32 ac | 55% of homes | 64% of homes |
| Year builtnewer than | 1997 | 81% of homes | 60% of homes |
About 645 Bluff Oak Ct
How much is 645 Bluff Oak Ct, Roswell, GA worth?
The TopHap Estimate for 645 Bluff Oak Ct, Roswell, GA is $693,513 as of Jul 14, 2026. The likely range is $649,252 to $737,774. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.
When did 645 Bluff Oak Ct, Roswell, GA last sell?
645 Bluff Oak Ct, Roswell, GA last sold on Jul 19, 2019 for $405,000, according to the county's recorded deed.
How big is 645 Bluff Oak Ct, Roswell, GA?
645 Bluff Oak Ct, Roswell, GA has 4 bedrooms, 2.5 bathrooms, 2,831 square feet of living space and a 0.32-acre lot.
When was 645 Bluff Oak Ct, Roswell, GA built?
645 Bluff Oak Ct, Roswell, GA was built in 1997, making it 29 years old. It is a colonial home. The building has 2 stories.
What schools serve 645 Bluff Oak Ct, Roswell, GA?
645 Bluff Oak Ct, Roswell, GA is assigned to Hembree Springs Elementary School (elementary), rated A; Elkins Pointe Middle School (middle), rated A-; Milton High School (high), rated A+. All sit in Fulton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.
How does 645 Bluff Oak Ct, Roswell, GA compare to other homes in Roswell 30076?
Among the 12,651 homes in Roswell 30076, it is worth more than 70% of them ($693,513 against a typical $596,095), its price per square foot is higher than 35% of them ($245 against a typical $260), it is bigger than 74% of them (2,831 ft² against a typical 2,249 ft²), its lot is bigger than 55% of them (0.32 ac against a typical 0.3 ac) and it is newer than 81% of them (1997 against a typical 1984). Measured against all of Fulton County, it is worth more than 71% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.
What are the property taxes on 645 Bluff Oak Ct, Roswell, GA?
The 2025 property tax bill for 645 Bluff Oak Ct, Roswell, GA was $4,189. The county assessed it at $250,680.
More homes on Bluff Oak Ct
- 630 Bluff Oak Ct$738K4 bd · 2.5 ba · 2,484 ft² · Sold $735K · Jul 2025
- 650 Bluff Oak Ct$684K4 bd · 2.5 ba · 2,721 ft² · Sold $430K · Aug 2019
- 620 Bluff Oak Ct$729K4 bd · 3.5 ba · 2,894 ft² · Sold $387K · May 2017
- 605 Bluff Oak Ct$706K4 bd · 3.5 ba · 2,851 ft² · Sold $376K · Oct 2016
- 615 Bluff Oak Ct$697K4 bd · 3.5 ba · 2,905 ft² · Sold $370K · Jun 2016
- 610 Bluff Oak Ct$711K4 bd · 2.5 ba · 2,816 ft² · Sold $378K · May 2015
- 635 Bluff Oak Ct$679K4 bd · 2.5 ba · 3,041 ft² · Sold $293K · Mar 2010
- 625 Bluff Oak Ct$624K3 bd · 3.5 ba · 2,803 ft² · Sold $325K · Jul 2007
- 695 Bluff Oak Ct$645K4 bd · 2.5 ba · 2,250 ft² · Sold $287K · Oct 2005
- 640 Bluff Oak Ct$655K4 bd · 2.5 ba · 2,214 ft² · Sold $245K · Oct 2001
- 665 Bluff Oak Ct$692K4 bd · 2.5 ba · 2,486 ft² · Sold $288K · Jul 2001
- 685 Bluff Oak Ct$752K4 bd · 2.5 ba · 2,854 ft² · Sold $270K · Mar 2000
Closest homes
- 635 Bluff Oak Ct$679K83 ft · 4 bd · 2.5 ba · 3,041 ft² · Sold $293K · Mar 2010
- 655 Bluff Oak Ct$699K87 ft · 4 bd · 3.5 ba · 2,813 ft² · Sold $218K · Sep 1997
- 385 Tall Timbers Dr$679K157 ft · 4 bd · 2.5 ba · 2,797 ft² · Sold $302K · Dec 2005
- 390 Tall Timbers Dr$668K167 ft · 4 bd · 2.5 ba · 2,835 ft² · Sold $460K · Oct 2021
- 625 Bluff Oak Ct$624K168 ft · 3 bd · 3.5 ba · 2,803 ft² · Sold $325K · Jul 2007
- 665 Bluff Oak Ct$692K171 ft · 4 bd · 2.5 ba · 2,486 ft² · Sold $288K · Jul 2001
- 610 Bluff Oak Ct$711K222 ft · 4 bd · 2.5 ba · 2,816 ft² · Sold $378K · May 2015
- 620 Bluff Oak Ct$729K209 ft · 4 bd · 3.5 ba · 2,894 ft² · Sold $387K · May 2017
More homes in Roswell 30076
- 9870 N Pond Cir$515K4 bd · 2.5 ba · 1,856 ft² · Sold Jul 2026
- 1225 Roswell Manor Cir$799K4 bd · 4 ba · 3,064 ft² · Sold $790K · Jul 2026
- 685 Cranberry Trl$438K3 bd · 2 ba · 1,461 ft² · Sold Jul 2026
- 3810 Timbercreek Cir$399K3 bd · 2.5 ba · 1,759 ft² · Sold $360K · Jul 2026
- 485 Sheringham Ct$505K3 bd · 2.5 ba · 1,328 ft² · Sold $505K · Jul 2026
- 540 Arbor Creek Ct$650K3 bd · 2.5 ba · 2,940 ft² · Sold Jul 2026
- 125 Saddle Creek Ct$631K3 bd · 2.5 ba · 2,580 ft² · Sold $780K · Jul 2026
- 1260 Northcliff Trce$882K4 bd · 3 ba · 3,189 ft² · Sold $600K · Jul 2026
- 275 Chason Wood Way$936K4 bd · 4.5 ba · 3,981 ft² · Sold Jul 2026
- 4522 Orchard Trce$501K2 bd · 2 ba · 1,330 ft² · Sold $440K · Jul 2026
- 230 Overlook Ct$609K4 bd · 2 ba · 1,838 ft² · Sold Jul 2026
- 890 Crab Orchard Dr$473K4 bd · 2.5 ba · 1,632 ft² · Sold Jul 2026
Assigned schools
Explore the area
See this home in context
Open 645 Bluff Oak Ct on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.
Open in map