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Duplex (2 Units, Any Combination)Residential
Last sold for $209,900 on May 31, 2001

645 CENTRAL ST

LOWELL, MA 01852
6
Beds
2
Baths
2,922 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,614 ft²
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$209,900 · May 31, 2001

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,954 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$612,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$111,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$501,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$579,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$662,794

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Duplex (2 Units, Any Combination)
StyleThe architectural style of the home, such as ranch or colonial.Duplex Single
CountyMIDDLESEX
Lot (acres)The size of the land the home sits on, from county records.0.06
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rogers STEM AcademyD
Elementary · Grades KG–8 · 0.3 mi
H
Lowell High SchoolD
High · Grades 9–12 · 0.8 mi
M
B.F. Butler Middle SchoolD+
Middle · Grades 5–8 · 0.8 mi

District: Lowell School District

Neighborhood · ZIP 01852These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.129
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.87

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.38,007
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.7,196 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,803
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,531
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

645 Central St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 86% of homes in Lowell 01852
  • Has a smaller lot than 97% of homes in Middlesex County
  • Older than 85% of homes in Middlesex County

How it measures up in Lowell 01852

The dot is this home. The mark in the middle is the typical home in Lowell 01852.

Living area2,922 ft²
SmallerTypical 1,536 ft²Bigger

Bigger than 86% of homes nearby

Lot size2,614 ft²
SmallerTypical 0.19 acBigger

Bigger than 9% of homes nearby

Year built1900
OlderTypical 1950Newer

Newer than 28% of homes nearby

How 645 Central St ranks against every home in each area.
MeasureThis homeBack CentralLowell 01852Middlesex County
Living areabigger than2,922 ft²74% of homes86% of homes84% of homes
Lot sizebigger than2,614 ft²36% of homes9% of homes3% of homes
Year builtnewer than190054% of homes28% of homes15% of homes

About 645 Central St

When did 645 Central St, Lowell, MA last sell?

645 Central St, Lowell, MA last sold on May 31, 2001 for $209,900, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 645 Central St, Lowell, MA?

645 Central St, Lowell, MA has 6 bedrooms, 2 bathrooms, 2,922 square feet of living space and a 0.06-acre lot.

When was 645 Central St, Lowell, MA built?

645 Central St, Lowell, MA was built in 1900, making it 126 years old. It is a duplex single home. The building has 2 stories.

What schools serve 645 Central St, Lowell, MA?

645 Central St, Lowell, MA is assigned to Rogers STEM Academy (elementary), rated D; Lowell High School (high), rated D; B.F. Butler Middle School (middle), rated D+. All sit in Lowell School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 645 Central St, Lowell, MA compare to other homes in Lowell 01852?

Among the 8,439 homes in Lowell 01852, it is bigger than 86% of them (2,922 ft² against a typical 1,536 ft²), its lot is bigger than 9% of them (2,614 ft² against a typical 0.19 ac) and it is newer than 28% of them (1900 against a typical 1950). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 645 Central St, Lowell, MA?

The 2026 property tax bill for 645 Central St, Lowell, MA was $6,954. The county assessed it at $612,700.

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