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Duplex (2 Units, Any Combination)Residential
Last sold for $535,000 on Jul 1, 2025

645 CENTRAL ST

OSHKOSH, WI 54901
5
Beds
2
Baths
2,148 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$535,000 · Jul 1, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,176 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$168,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$22,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$145,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$85,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$123,549

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Duplex (2 Units, Any Combination)
StyleThe architectural style of the home, such as ranch or colonial.Duplex Single
CountyWINNEBAGO
Lot (acres)The size of the land the home sits on, from county records.0.13
HeatingThe type of heating system in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Vel Phillips Middle SchoolD-
Middle · Grades 6–8 · 0.8 mi
E
Menominee Elementary SchoolD+
Elementary · Grades KG–5 · 0.9 mi
H
Oshkosh North High SchoolD
High · Grades 9–12 · 1.6 mi

District: Oshkosh Area School District

Neighborhood · ZIP 54901These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.13

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.38,222
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.592 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,941
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,529
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

645 Central St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 85% of homes in Winnebago County
  • Has a smaller lot than 91% of homes in Winnebago County
  • Newer than 83% of homes in Middle Village

How it measures up in Oshkosh 54901

The dot is this home. The mark in the middle is the typical home in Oshkosh 54901.

Living area2,148 ft²
SmallerTypical 1,496 ft²Bigger

Bigger than 82% of homes nearby

Lot size0.13 ac
SmallerTypical 0.17 acBigger

Bigger than 19% of homes nearby

Year built1920
OlderTypical 1925Newer

Newer than 48% of homes nearby

How 645 Central St ranks against every home in each area.
MeasureThis homeMiddle VillageOshkosh 54901Winnebago County
Living areabigger than2,148 ft²70% of homes82% of homes85% of homes
Lot sizebigger than0.13 ac46% of homes19% of homes9% of homes
Year builtnewer than192083% of homes48% of homes27% of homes

About 645 Central St

When did 645 Central St, Oshkosh, WI last sell?

645 Central St, Oshkosh, WI last sold on Jul 1, 2025 for $535,000, according to the county's recorded deed.

How big is 645 Central St, Oshkosh, WI?

645 Central St, Oshkosh, WI has 5 bedrooms, 2 bathrooms, 2,148 square feet of living space and a 0.13-acre lot.

When was 645 Central St, Oshkosh, WI built?

645 Central St, Oshkosh, WI was built in 1920, making it 106 years old. It is a duplex single home. The building has 2 stories.

What schools serve 645 Central St, Oshkosh, WI?

645 Central St, Oshkosh, WI is assigned to Vel Phillips Middle School (middle), rated D-; Menominee Elementary School (elementary), rated D+; Oshkosh North High School (high), rated D. All sit in Oshkosh Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 645 Central St, Oshkosh, WI compare to other homes in Oshkosh 54901?

Among the 10,856 homes in Oshkosh 54901, it is bigger than 82% of them (2,148 ft² against a typical 1,496 ft²), its lot is bigger than 19% of them (0.13 ac against a typical 0.17 ac) and it is newer than 48% of them (1920 against a typical 1925). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 645 Central St, Oshkosh, WI?

The 2024 property tax bill for 645 Central St, Oshkosh, WI was $3,176. The county assessed it at $168,000.

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