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Seasonal, Cabin, Vacation ResidenceResidential

645 COUNTY ROUTE 11

ANCRAM, NY 12502
1
Beds
0
Baths
630 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.92 ac
Lot SizeThe size of the land the home sits on, from county records.
1930
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,066 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$55,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$38,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$16,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$55,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$88,710

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
15
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
20
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
62
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.2 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Seasonal, Cabin, Vacation Residence
StyleThe architectural style of the home, such as ranch or colonial.Bungalow
CountyCOLUMBIA
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1950
Lot (acres)The size of the land the home sits on, from county records.0.92
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
HeatingThe type of heating system in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 96 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Germantown Junior-Senior High SchoolB+
Middle · Grades 7–12 · 11.3 mi
E
Germantown Elementary SchoolC
Elementary · Grades PK–6 · 11.3 mi

District: Germantown Central School District

Neighborhood · ZIP 12502These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.126
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.57

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.66%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.1,041
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.31 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,102
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$130,549
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

645 County Route 11 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the smallest homes in Columbia County
  • Has a smaller lot than 91% of homes in Ancram 12502
  • Older than 80% of homes in Ancram 12502

How it measures up in Ancram 12502

The dot is this home. The mark in the middle is the typical home in Ancram 12502.

Living area630 ft²
SmallerTypical 1,632 ft²Bigger

Bigger than 2% of homes nearby

Lot size0.92 ac
SmallerTypical 4.57 acBigger

Bigger than 9% of homes nearby

Year built1930
OlderTypical 1974Newer

Newer than 20% of homes nearby

How 645 County Route 11 ranks against every home in each area.
MeasureThis homeAncram 12502Columbia County
Living areabigger than630 ft²2% of homesalmost no homes
Lot sizebigger than0.92 ac9% of homes37% of homes
Year builtnewer than193020% of homes29% of homes

About 645 County Route 11

When did 645 County Route 11, Ancram, NY last sell?

645 County Route 11, Ancram, NY last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 645 County Route 11, Ancram, NY?

645 County Route 11, Ancram, NY has 1 bedrooms, 630 square feet of living space and a 0.92-acre lot.

When was 645 County Route 11, Ancram, NY built?

645 County Route 11, Ancram, NY was built in 1930, making it 96 years old. It is a bungalow home. The building has 1 story.

What schools serve 645 County Route 11, Ancram, NY?

645 County Route 11, Ancram, NY is assigned to Germantown Junior-Senior High School (middle), rated B+; Germantown Elementary School (elementary), rated C. All sit in Germantown Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 645 County Route 11, Ancram, NY compare to other homes in Ancram 12502?

Among the 718 homes in Ancram 12502, it is bigger than 2% of them (630 ft² against a typical 1,632 ft²), its lot is bigger than 9% of them (0.92 ac against a typical 4.57 ac) and it is newer than 20% of them (1930 against a typical 1974). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 645 County Route 11, Ancram, NY?

The 2026 property tax bill for 645 County Route 11, Ancram, NY was $1,066. The county assessed it at $55,000.

More homes on County Route 11

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More homes in Ancram 12502

Assigned schools

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