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Rural ResidenceResidential
$276,017$141 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $5,800 on Jan 1, 1989

645 DUNCAN SWINDLE RD

COMMERCE, GA 30530
3
Beds
2
Baths
1,960 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.81 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$276K
$216K low$336K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$5,800 · Jan 1, 1989

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$573 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$24,562 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$16,705
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$7,857
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$24,562
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$61,406

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.72 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyMadison
Lot (acres)The size of the land the home sits on, from county records.1.81
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Pier/Post & Beam
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
CoolingThe type of cooling or air conditioning in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 128 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ila Elementary SchoolB+
Elementary · Grades KG–5 · 2.8 mi
H
Madison County High SchoolB-
High · Grades 9–12 · 8.4 mi
M
Madison County Middle SchoolC+
Middle · Grades 6–8 · 12.2 mi

District: Madison County School District

Neighborhood · ZIP 30530These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.9,058
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.112 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,429
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,844
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

645 Duncan Swindle Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 85% of homes in Commerce 30530
  • Bigger than 69% of homes in Madison County
  • Has a smaller lot than 72% of homes in Commerce 30530

What homes are worth in Commerce 30530

Each bar is how many homes fall in that price range. The marker is this home.

This home
$60K$859K

This home is worth more than 37% of homes in Commerce 30530.

How it measures up in Commerce 30530

The dot is this home. The mark in the middle is the typical home in Commerce 30530.

Estimated value$276,017
CheaperTypical $331,352Pricier

Pricier than 37% of homes nearby

Price per ft²$141
CheaperTypical $192Pricier

Pricier than 15% of homes nearby

Living area1,960 ft²
SmallerTypical 1,675 ft²Bigger

Bigger than 67% of homes nearby

Lot size1.81 ac
SmallerTypical 3.07 acBigger

Bigger than 28% of homes nearby

Year built1996
OlderTypical 1996Newer

Newer than 51% of homes nearby

How 645 Duncan Swindle Rd ranks against every home in each area.
MeasureThis homeCommerce 30530Madison County
Estimated valuepricier than$276,01737% of homes44% of homes
Price per ft²pricier than$14115% of homes27% of homes
Living areabigger than1,960 ft²67% of homes69% of homes
Lot sizebigger than1.81 ac28% of homes40% of homes
Year builtnewer than199651% of homes62% of homes

About 645 Duncan Swindle Rd

How much is 645 Duncan Swindle Rd, Commerce, GA worth?

The TopHap Estimate for 645 Duncan Swindle Rd, Commerce, GA is $276,017 as of Aug 30, 2026. The likely range is $216,282 to $335,752. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 645 Duncan Swindle Rd, Commerce, GA last sell?

645 Duncan Swindle Rd, Commerce, GA last sold on Jan 1, 1989 for $5,800, according to the county's recorded deed.

How big is 645 Duncan Swindle Rd, Commerce, GA?

645 Duncan Swindle Rd, Commerce, GA has 3 bedrooms, 2 bathrooms, 1,960 square feet of living space and a 1.81-acre lot.

When was 645 Duncan Swindle Rd, Commerce, GA built?

645 Duncan Swindle Rd, Commerce, GA was built in 1996, making it 30 years old. The building has 1 story.

What schools serve 645 Duncan Swindle Rd, Commerce, GA?

645 Duncan Swindle Rd, Commerce, GA is assigned to Ila Elementary School (elementary), rated B+; Madison County High School (high), rated B-; Madison County Middle School (middle), rated C+. All sit in Madison County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 645 Duncan Swindle Rd, Commerce, GA compare to other homes in Commerce 30530?

Among the 2,664 homes in Commerce 30530, it is worth more than 37% of them ($276,017 against a typical $331,352), its price per square foot is higher than 15% of them ($141 against a typical $192), it is bigger than 67% of them (1,960 ft² against a typical 1,675 ft²), its lot is bigger than 28% of them (1.81 ac against a typical 3.07 ac) and it is newer than 51% of them (1996 against a typical 1996). Measured against all of Madison County, it is worth more than 44% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 645 Duncan Swindle Rd, Commerce, GA?

The 2025 property tax bill for 645 Duncan Swindle Rd, Commerce, GA was $573. The county assessed it at $24,562.

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