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Single Family ResidenceResidential
$304,327
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

645 E 2ND ST

NEW RICHMOND, WI 54017
0
Baths

Valuation

$304K
$269K low$340K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$129,327
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$103,462
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.67%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$175,000
FIRST NATIONAL COMMUNITY BANK · recorded Nov 3, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,642 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$466,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$48,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$417,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$464,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$466,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.44 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySt. Croix
HeatingThe type of heating system in the home.None

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
New Richmond Middle SchoolA
Middle · Grades 6–8 · 0.6 mi
E
Paperjack Elementary SchoolA
Elementary · Grades KG–5 · 0.7 mi
H
New Richmond High SchoolC-
High · Grades 9–12 · 1.6 mi

District: New Richmond School District

Neighborhood · ZIP 54017These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.11

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.21,733
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.154 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$91,045
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$104,020
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

645 E 2nd St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

What homes are worth in New Richmond 54017

Each bar is how many homes fall in that price range. The marker is this home.

This home
$128K$619K

This home is worth more than 64% of homes in New Richmond 54017.

How it measures up in New Richmond 54017

The dot is this home. The mark in the middle is the typical home in New Richmond 54017.

Estimated value$304,327
CheaperTypical $265,919Pricier

Pricier than 64% of homes nearby

How 645 E 2nd St ranks against every home in each area.
MeasureThis homeNew Richmond 54017St. Croix County
Estimated valuepricier than$304,32764% of homes55% of homes

About 645 E 2nd St

How much is 645 E 2nd St, New Richmond, WI worth?

The TopHap Estimate for 645 E 2nd St, New Richmond, WI is $304,327 as of Jul 14, 2026. The likely range is $269,040 to $339,614. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 645 E 2nd St, New Richmond, WI last sell?

645 E 2nd St, New Richmond, WI last sold on May 2, 2003, according to the county's recorded deed.

What schools serve 645 E 2nd St, New Richmond, WI?

645 E 2nd St, New Richmond, WI is assigned to New Richmond Middle School (middle), rated A; Paperjack Elementary School (elementary), rated A; New Richmond High School (high), rated C-. All sit in New Richmond School District. Attendance boundaries change — confirm with the district before relying on an assignment.

What are the property taxes on 645 E 2nd St, New Richmond, WI?

The 2025 property tax bill for 645 E 2nd St, New Richmond, WI was $6,642. The county assessed it at $466,300.

Closest homes

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Assigned schools

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