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Single Family ResidenceResidential
$771,580$405 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $229,000 on Sep 18, 1996

645 EL RANCHO DR

EL CAJON, CA 92019
3
Beds
2
Baths
1,904 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1958
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$772K
$707K low$836K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$229,000 · Sep 18, 1996

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,322 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$380,404 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$149,501
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$230,903
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$372,946

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
71
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
44
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
18
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
87
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySAN DIEGO
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Granite Hills High SchoolC
High · Grades 9–12 · 0.3 mi
E
Madison Avenue Elementary SchoolD
Elementary · Grades KG–5 · 0.6 mi
M
Montgomery Middle SchoolD-
Middle · Grades 6–8 · 0.6 mi

District: Cajon Valley Union Elementary School District

Neighborhood · ZIP 92019These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.85
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.173

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.44,591
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,602 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$99,934
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$122,889
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.15 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

645 El Rancho Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 85% of homes in Granite Hills
  • Costs less per square foot than 89% of homes in San Diego County
  • Bigger than 69% of homes in San Diego County
  • Has a bigger lot than 75% of homes in San Diego County
  • Older than 92% of homes in El Cajon 92019

What homes are worth in El Cajon 92019

Each bar is how many homes fall in that price range. The marker is this home.

This home
$369K$1.8M

This home is worth more than 44% of homes in El Cajon 92019.

How it measures up in El Cajon 92019

The dot is this home. The mark in the middle is the typical home in El Cajon 92019.

Estimated value$771,580
CheaperTypical $819,865Pricier

Pricier than 44% of homes nearby

Price per ft²$405
CheaperTypical $473Pricier

Pricier than 18% of homes nearby

Living area1,904 ft²
SmallerTypical 1,648 ft²Bigger

Bigger than 59% of homes nearby

Lot size1 ac
SmallerTypical 0.56 acBigger

Bigger than 64% of homes nearby

Year built1958
OlderTypical 1985Newer

Newer than 8% of homes nearby

How 645 El Rancho Dr ranks against every home in each area.
MeasureThis homeGranite HillsEl Cajon 92019San Diego County
Estimated valuepricier than$771,58015% of homes44% of homes37% of homes
Price per ft²pricier than$40528% of homes18% of homes11% of homes
Living areabigger than1,904 ft²35% of homes59% of homes69% of homes
Lot sizebigger than1 ac54% of homes64% of homes75% of homes
Year builtnewer than195821% of homes8% of homes12% of homes

About 645 El Rancho Dr

How much is 645 El Rancho Dr, El Cajon, CA worth?

The TopHap Estimate for 645 El Rancho Dr, El Cajon, CA is $771,580 as of Sep 24, 2026. The likely range is $706,738 to $836,422. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 645 El Rancho Dr, El Cajon, CA last sell?

645 El Rancho Dr, El Cajon, CA last sold on Sep 18, 1996 for $229,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 645 El Rancho Dr, El Cajon, CA?

645 El Rancho Dr, El Cajon, CA has 3 bedrooms, 2 bathrooms and 1,904 square feet of living space.

When was 645 El Rancho Dr, El Cajon, CA built?

645 El Rancho Dr, El Cajon, CA was built in 1958, making it 68 years old. The building has 1 story.

What schools serve 645 El Rancho Dr, El Cajon, CA?

645 El Rancho Dr, El Cajon, CA is assigned to Granite Hills High School (high), rated C; Madison Avenue Elementary School (elementary), rated D; Montgomery Middle School (middle), rated D-. All sit in Cajon Valley Union Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 645 El Rancho Dr, El Cajon, CA compare to other homes in El Cajon 92019?

Among the 12,960 homes in El Cajon 92019, it is worth more than 44% of them ($771,580 against a typical $819,865), its price per square foot is higher than 18% of them ($405 against a typical $473), it is bigger than 59% of them (1,904 ft² against a typical 1,648 ft²), its lot is bigger than 64% of them (1 ac against a typical 0.56 ac) and it is newer than 8% of them (1958 against a typical 1985). Measured against all of San Diego County, it is worth more than 37% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 645 El Rancho Dr, El Cajon, CA?

The 2025 property tax bill for 645 El Rancho Dr, El Cajon, CA was $4,322. The county assessed it at $380,404.

More homes on El Rancho Dr

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