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CondominiumResidential
$624,699$380 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $400,000 on May 31, 2018

645 FLATHEAD RIVER ST

OXNARD, CA 93036
3
Beds
2.5
Baths
1,643 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.83 ac
Lot SizeThe size of the land the home sits on, from county records.
2008
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$625K
$606K low$644K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$400,000 · May 31, 2018
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$313,652
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$250,922
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.54%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$311,047
ORION LNDG · recorded Aug 5, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,147 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$464,231 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$301,752
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$162,479
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$455,129

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.29
21
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
24
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
28
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
50
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.17 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyVENTURA
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 155 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Rio Vista Middle SchoolD
Middle · Grades 6–8 · 0.5 mi
E
Rio del Mar Elementary SchoolD+
Elementary · Grades KG–5 · 0.5 mi
H
Rio Mesa High SchoolC+
High · Grades 9–12 · 1.9 mi

District: Rio Elementary School District

Neighborhood · ZIP 93036These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.600

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.48,840
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,051 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,122
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$115,245
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.15 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.73%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

645 Flathead River St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 85% of homes in Ventura County
  • Costs less per square foot than 92% of homes in Ventura County
  • Among the largest lots in Riverpark
  • Newer than 95% of homes in Ventura County

What homes are worth in Oxnard 93036

Each bar is how many homes fall in that price range. The marker is this home.

This home
$389K$1.3M

This home is worth more than 16% of homes in Oxnard 93036.

How it measures up in Oxnard 93036

The dot is this home. The mark in the middle is the typical home in Oxnard 93036.

Estimated value$624,699
CheaperTypical $788,627Pricier

Pricier than 16% of homes nearby

Price per ft²$380
CheaperTypical $461Pricier

Pricier than 14% of homes nearby

Living area1,643 ft²
SmallerTypical 1,671 ft²Bigger

Bigger than 48% of homes nearby

Lot size1.83 ac
SmallerTypical 0.15 acBigger

Bigger than 94% of homes nearby

Year built2008
OlderTypical 1988Newer

Newer than 84% of homes nearby

How 645 Flathead River St ranks against every home in each area.
MeasureThis homeRiverparkOxnard 93036Ventura County
Estimated valuepricier than$624,69927% of homes16% of homes15% of homes
Price per ft²pricier than$38030% of homes14% of homes8% of homes
Living areabigger than1,643 ft²43% of homes48% of homes48% of homes
Lot sizebigger than1.83 acalmost all homes94% of homes93% of homes
Year builtnewer than200841% of homes84% of homes95% of homes

About 645 Flathead River St

How much is 645 Flathead River St, Oxnard, CA worth?

The TopHap Estimate for 645 Flathead River St, Oxnard, CA is $624,699 as of Jul 14, 2026. The likely range is $605,861 to $643,537. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 645 Flathead River St, Oxnard, CA last sell?

645 Flathead River St, Oxnard, CA last sold on May 31, 2018 for $400,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 645 Flathead River St, Oxnard, CA?

645 Flathead River St, Oxnard, CA has 3 bedrooms, 2.5 bathrooms and 1,643 square feet of living space.

When was 645 Flathead River St, Oxnard, CA built?

645 Flathead River St, Oxnard, CA was built in 2008, making it 18 years old. It is a condo/apartment home. The building has 3 stories.

What schools serve 645 Flathead River St, Oxnard, CA?

645 Flathead River St, Oxnard, CA is assigned to Rio Vista Middle School (middle), rated D; Rio del Mar Elementary School (elementary), rated D+; Rio Mesa High School (high), rated C+. All sit in Rio Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 645 Flathead River St, Oxnard, CA compare to other homes in Oxnard 93036?

Among the 9,540 homes in Oxnard 93036, it is worth more than 16% of them ($624,699 against a typical $788,627), its price per square foot is higher than 14% of them ($380 against a typical $461), it is bigger than 48% of them (1,643 ft² against a typical 1,671 ft²), its lot is bigger than 94% of them (1.83 ac against a typical 0.15 ac) and it is newer than 84% of them (2008 against a typical 1988). Measured against all of Ventura County, it is worth more than 15% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 645 Flathead River St, Oxnard, CA?

The 2025 property tax bill for 645 Flathead River St, Oxnard, CA was $9,147. The county assessed it at $464,231.

Closest homes

More homes in Oxnard 93036

Assigned schools

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