Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$348,242$249 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $183,500 on Oct 28, 2003

645 GATEWAY CIR

MERCED, CA 95340
2
Beds
2
Baths
1,400 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,325 ft²
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$348K
$333K low$364K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$183,500 · Oct 28, 2003

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,186 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$200,048 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$50,009
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$150,039
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$196,127

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
55
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
59
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
12
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
64
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMERCED
Lot (acres)The size of the land the home sits on, from county records.0.08
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 23 ft²

Transaction History(11)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Peterson Elementary SchoolA-
Elementary · Grades KG–6 · 0.2 mi
M
Cruickshank Middle SchoolC
Middle · Grades 7–8 · 0.6 mi
H
Merced High SchoolC-
High · Grades 9–12 · 0.9 mi

District: Merced City Elementary School District

Neighborhood · ZIP 95340These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.106

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.2.6%
PopulationHow many people live in this area.38,692
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.575 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,992
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,153
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.12 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

645 Gateway Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 66% of homes in Merced 95340
  • Costs more per square foot than 66% of homes in Merced 95340
  • Smaller than 69% of homes in Merced 95340
  • Among the smallest lots in Merced 95340
  • Newer than 89% of homes in Merced 95340

What homes are worth in Merced 95340

Each bar is how many homes fall in that price range. The marker is this home.

This home
$205K$909K

This home is worth more than 34% of homes in Merced 95340.

How it measures up in Merced 95340

The dot is this home. The mark in the middle is the typical home in Merced 95340.

Estimated value$348,242
CheaperTypical $392,205Pricier

Pricier than 34% of homes nearby

Price per ft²$249
CheaperTypical $236Pricier

Pricier than 66% of homes nearby

Living area1,400 ft²
SmallerTypical 1,662 ft²Bigger

Bigger than 31% of homes nearby

Lot size3,325 ft²
SmallerTypical 0.18 acBigger

Smaller than almost all homes nearby

Year built2003
OlderTypical 1973Newer

Newer than 89% of homes nearby

How 645 Gateway Cir ranks against every home in each area.
MeasureThis homeMerced 95340Merced County
Estimated valuepricier than$348,24234% of homes34% of homes
Price per ft²pricier than$24966% of homes57% of homes
Living areabigger than1,400 ft²31% of homes37% of homes
Lot sizebigger than3,325 ft²almost no homes2% of homes
Year builtnewer than200389% of homes74% of homes

About 645 Gateway Cir

How much is 645 Gateway Cir, Merced, CA worth?

The TopHap Estimate for 645 Gateway Cir, Merced, CA is $348,242 as of Sep 24, 2026. The likely range is $332,882 to $363,602. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 645 Gateway Cir, Merced, CA last sell?

645 Gateway Cir, Merced, CA last sold on Oct 28, 2003 for $183,500, according to the county's recorded deed.

How big is 645 Gateway Cir, Merced, CA?

645 Gateway Cir, Merced, CA has 2 bedrooms, 2 bathrooms, 1,400 square feet of living space and a 0.08-acre lot.

When was 645 Gateway Cir, Merced, CA built?

645 Gateway Cir, Merced, CA was built in 2003, making it 23 years old. The building has 1 story.

What schools serve 645 Gateway Cir, Merced, CA?

645 Gateway Cir, Merced, CA is assigned to Peterson Elementary School (elementary), rated A-; Cruickshank Middle School (middle), rated C; Merced High School (high), rated C-. All sit in Merced City Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 645 Gateway Cir, Merced, CA compare to other homes in Merced 95340?

Among the 10,758 homes in Merced 95340, it is worth more than 34% of them ($348,242 against a typical $392,205), its price per square foot is higher than 66% of them ($249 against a typical $236), it is bigger than 31% of them (1,400 ft² against a typical 1,662 ft²), its lot is bigger than almost none of them (3,325 ft² against a typical 0.18 ac) and it is newer than 89% of them (2003 against a typical 1973). Measured against all of Merced County, it is worth more than 34% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 645 Gateway Cir, Merced, CA?

The 2025 property tax bill for 645 Gateway Cir, Merced, CA was $2,186. The county assessed it at $200,048.

More homes on Gateway Cir

Closest homes

More homes in Merced 95340

Assigned schools

Explore the area

See this home in context

Open 645 Gateway Cir on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map