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Single Family ResidenceResidential
$739,620$342 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $428,000 on Jan 14, 2019

645 HARBIN LN

RENO, NV 89509
4
Beds
3 / 1
Baths
2,164 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.22 ac
Lot SizeThe size of the land the home sits on, from county records.
1963
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$740K
$703K low$777K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$428,000 · Jan 14, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$370,620
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$296,496
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.48%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$369,000
BAY EQUITY · recorded Dec 24, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,644 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$89,578 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$54,215
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$35,363
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$87,294
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$255,938

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWashoe
Lot (acres)The size of the land the home sits on, from county records.0.22
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 543 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Darrell C. Swope Middle SchoolB
Middle · Grades 6–8 · 0.3 mi
E
Hunter Lake Elementary SchoolA
Elementary · Grades KG–5 · 0.6 mi
H
Reno High SchoolA-
High · Grades 9–12 · 1.1 mi

District: Washoe County School District

Neighborhood · ZIP 89509These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.289

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.36,556
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,078 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,408
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$113,583
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.10 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.79%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

645 Harbin Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 71% of homes in Washoe County
  • Costs less per square foot than 67% of homes in Reno 89509
  • Bigger than 70% of homes in Washoe County
  • Older than 88% of homes in Washoe County

What homes are worth in Reno 89509

Each bar is how many homes fall in that price range. The marker is this home.

This home
$181K$1.7M

This home is worth more than 56% of homes in Reno 89509.

How it measures up in Reno 89509

The dot is this home. The mark in the middle is the typical home in Reno 89509.

Estimated value$739,620
CheaperTypical $700,380Pricier

Pricier than 56% of homes nearby

Price per ft²$342
CheaperTypical $379Pricier

Pricier than 33% of homes nearby

Living area2,164 ft²
SmallerTypical 1,796 ft²Bigger

Bigger than 67% of homes nearby

Lot size0.22 ac
SmallerTypical 0.19 acBigger

Bigger than 58% of homes nearby

Year built1963
OlderTypical 1975Newer

Newer than 35% of homes nearby

How 645 Harbin Ln ranks against every home in each area.
MeasureThis homeReno 89509Washoe County
Estimated valuepricier than$739,62056% of homes71% of homes
Price per ft²pricier than$34233% of homes53% of homes
Living areabigger than2,164 ft²67% of homes70% of homes
Lot sizebigger than0.22 ac58% of homes63% of homes
Year builtnewer than196335% of homes12% of homes

About 645 Harbin Ln

How much is 645 Harbin Ln, Reno, NV worth?

The TopHap Estimate for 645 Harbin Ln, Reno, NV is $739,620 as of Jul 14, 2026. The likely range is $702,604 to $776,636. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 645 Harbin Ln, Reno, NV last sell?

645 Harbin Ln, Reno, NV last sold on Jan 14, 2019 for $428,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 645 Harbin Ln, Reno, NV?

645 Harbin Ln, Reno, NV has 4 bedrooms, 3 bathrooms, 2,164 square feet of living space and a 0.22-acre lot.

When was 645 Harbin Ln, Reno, NV built?

645 Harbin Ln, Reno, NV was built in 1963, making it 63 years old. The building has 1 story.

What schools serve 645 Harbin Ln, Reno, NV?

645 Harbin Ln, Reno, NV is assigned to Darrell C. Swope Middle School (middle), rated B; Hunter Lake Elementary School (elementary), rated A; Reno High School (high), rated A-. All sit in Washoe County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 645 Harbin Ln, Reno, NV compare to other homes in Reno 89509?

Among the 12,352 homes in Reno 89509, it is worth more than 56% of them ($739,620 against a typical $700,380), its price per square foot is higher than 33% of them ($342 against a typical $379), it is bigger than 67% of them (2,164 ft² against a typical 1,796 ft²), its lot is bigger than 58% of them (0.22 ac against a typical 0.19 ac) and it is newer than 35% of them (1963 against a typical 1975). Measured against all of Washoe County, it is worth more than 71% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 645 Harbin Ln, Reno, NV?

The 2025 property tax bill for 645 Harbin Ln, Reno, NV was $1,644. The county assessed it at $89,578.

Closest homes

More homes in Reno 89509

Assigned schools

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