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Single Family ResidenceResidential
$465,315$309 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 98How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $342,000 on Jun 8, 2018

645 HIGHLAND CIR

CIRCLE PINES, MN 55014
3
Beds
3
Baths
1,507 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.57 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$465K
$458K low$472K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$342,000 · Jun 8, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,316 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$467,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$123,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$344,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$466,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$467,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
28
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
60
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
53
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bi-Level
CountyANOKA
Lot (acres)The size of the land the home sits on, from county records.0.57
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckPorch · 48 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lino Lakes Elementary SchoolB+
Elementary · Grades KG–5 · 0.3 mi
H
Forest Lake Area High SchoolB
High · Grades 9–12 · 7.7 mi
M
Forest Lake Area Middle SchoolB-
Middle · Grades 6–8 · 8.1 mi

District: Forest Lake Public School District

Neighborhood · ZIP 55014These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.63
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.11

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.27,802
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,290 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$98,474
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$119,195
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

645 Highland Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 81% of homes in Circle Pines 55014
  • Costs more per square foot than 70% of homes in Anoka County
  • Bigger than 69% of homes in Circle Pines 55014
  • Has a bigger lot than 81% of homes in Circle Pines 55014
  • Newer than 83% of homes in Circle Pines 55014

What homes are worth in Circle Pines 55014

Each bar is how many homes fall in that price range. The marker is this home.

This home
$216K$714K

This home is worth more than 81% of homes in Circle Pines 55014.

How it measures up in Circle Pines 55014

The dot is this home. The mark in the middle is the typical home in Circle Pines 55014.

Estimated value$465,315
CheaperTypical $365,882Pricier

Pricier than 81% of homes nearby

Price per ft²$309
CheaperTypical $281Pricier

Pricier than 65% of homes nearby

Living area1,507 ft²
SmallerTypical 1,252 ft²Bigger

Bigger than 69% of homes nearby

Lot size0.57 ac
SmallerTypical 0.29 acBigger

Bigger than 81% of homes nearby

Year built2002
OlderTypical 1987Newer

Newer than 83% of homes nearby

How 645 Highland Cir ranks against every home in each area.
MeasureThis homeCircle Pines 55014Anoka County
Estimated valuepricier than$465,31581% of homes79% of homes
Price per ft²pricier than$30965% of homes70% of homes
Living areabigger than1,507 ft²69% of homes64% of homes
Lot sizebigger than0.57 ac81% of homes74% of homes
Year builtnewer than200283% of homes78% of homes

About 645 Highland Cir

How much is 645 Highland Cir, Circle Pines, MN worth?

The TopHap Estimate for 645 Highland Cir, Circle Pines, MN is $465,315 as of Sep 24, 2026. The likely range is $458,169 to $472,461. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 645 Highland Cir, Circle Pines, MN last sell?

645 Highland Cir, Circle Pines, MN last sold on Jun 8, 2018 for $342,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 645 Highland Cir, Circle Pines, MN?

645 Highland Cir, Circle Pines, MN has 3 bedrooms, 3 bathrooms, 1,507 square feet of living space and a 0.57-acre lot.

When was 645 Highland Cir, Circle Pines, MN built?

645 Highland Cir, Circle Pines, MN was built in 2002, making it 24 years old. It is a bi-level home. The building has 1 story.

What schools serve 645 Highland Cir, Circle Pines, MN?

645 Highland Cir, Circle Pines, MN is assigned to Lino Lakes Elementary School (elementary), rated B+; Forest Lake Area High School (high), rated B; Forest Lake Area Middle School (middle), rated B-. All sit in Forest Lake Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 645 Highland Cir, Circle Pines, MN compare to other homes in Circle Pines 55014?

Among the 9,882 homes in Circle Pines 55014, it is worth more than 81% of them ($465,315 against a typical $365,882), its price per square foot is higher than 65% of them ($309 against a typical $281), it is bigger than 69% of them (1,507 ft² against a typical 1,252 ft²), its lot is bigger than 81% of them (0.57 ac against a typical 0.29 ac) and it is newer than 83% of them (2002 against a typical 1987). Measured against all of Anoka County, it is worth more than 79% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 645 Highland Cir, Circle Pines, MN?

The 2026 property tax bill for 645 Highland Cir, Circle Pines, MN was $5,316. The county assessed it at $467,000.

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