Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$113,126$118 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 68How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $54,000 on Sep 28, 2012

645 MAIN ST SW

CONCORD, NC 28027
3
Beds
1
Baths
960 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$113K
$76K low$150K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$54,000 · Sep 28, 2012

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$146,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$48,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$98,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$146,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$146,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.61
67
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
12
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
85
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
74
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
68
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.36 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCABARRUS
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1975
Lot (acres)The size of the land the home sits on, from county records.0.17
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.No Garage
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 384 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Wolf Meadow Elementary SchoolC+
Elementary · Grades KG–5 · 2.2 mi
M
Harold E. Winkler Middle SchoolB
Middle · Grades 6–8 · 3.4 mi
H
West Cabarrus High SchoolB-
High · Grades 9–12 · 3.4 mi

District: Cabarrus County Schools

Neighborhood · ZIP 28027These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.69

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.83,688
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,193 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,697
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$108,907
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

645 Main St Sw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Concord 28027
  • Costs less per square foot than 98% of homes in Concord 28027
  • Smaller than 96% of homes in Concord 28027
  • Has a smaller lot than 82% of homes in Cabarrus County
  • Older than 94% of homes in Concord 28027

What homes are worth in Concord 28027

Each bar is how many homes fall in that price range. The marker is this home.

This home
$138K$957K

This home is worth less than almost all homes in Concord 28027.

How it measures up in Concord 28027

The dot is this home. The mark in the middle is the typical home in Concord 28027.

Estimated value$113,126
CheaperTypical $421,750Pricier

Cheaper than almost all homes nearby

Price per ft²$118
CheaperTypical $209Pricier

Pricier than 2% of homes nearby

Living area960 ft²
SmallerTypical 1,992 ft²Bigger

Bigger than 4% of homes nearby

Lot size0.17 ac
SmallerTypical 0.24 acBigger

Bigger than 21% of homes nearby

Year built1940
OlderTypical 2002Newer

Newer than 6% of homes nearby

How 645 Main St Sw ranks against every home in each area.
MeasureThis homeConcord 28027Cabarrus County
Estimated valuepricier than$113,126almost no homesalmost no homes
Price per ft²pricier than$1182% of homes3% of homes
Living areabigger than960 ft²4% of homes5% of homes
Lot sizebigger than0.17 ac21% of homes18% of homes
Year builtnewer than19406% of homes10% of homes

About 645 Main St Sw

How much is 645 Main St Sw, Concord, NC worth?

The TopHap Estimate for 645 Main St Sw, Concord, NC is $113,126 as of Sep 24, 2026. The likely range is $76,463 to $149,789. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 645 Main St Sw, Concord, NC last sell?

645 Main St Sw, Concord, NC last sold on Sep 28, 2012 for $54,000, according to the county's recorded deed.

How big is 645 Main St Sw, Concord, NC?

645 Main St Sw, Concord, NC has 3 bedrooms, 1 bathrooms, 960 square feet of living space and a 0.17-acre lot.

When was 645 Main St Sw, Concord, NC built?

645 Main St Sw, Concord, NC was built in 1940, making it 86 years old. The building has 1 story.

What schools serve 645 Main St Sw, Concord, NC?

645 Main St Sw, Concord, NC is assigned to Wolf Meadow Elementary School (elementary), rated C+; Harold E. Winkler Middle School (middle), rated B; West Cabarrus High School (high), rated B-. All sit in Cabarrus County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 645 Main St Sw, Concord, NC compare to other homes in Concord 28027?

Among the 25,576 homes in Concord 28027, it is worth more than almost none of them ($113,126 against a typical $421,750), its price per square foot is higher than 2% of them ($118 against a typical $209), it is bigger than 4% of them (960 ft² against a typical 1,992 ft²), its lot is bigger than 21% of them (0.17 ac against a typical 0.24 ac) and it is newer than 6% of them (1940 against a typical 2002). Measured against all of Cabarrus County, it is worth more than almost no homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on Main St Sw

Closest homes

More homes in Concord 28027

Assigned schools

Explore the area

See this home in context

Open 645 Main St Sw on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map