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Single Family ResidenceResidential
$100,230$71 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $55,000 on Feb 7, 2012

645 MILLERS RIDGE DR

WARSAW, KY 41095
3
Beds
2
Baths
1,404 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.61 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$100K
$93K low$107K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$55,000 · Feb 7, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$660 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$62,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$20,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$42,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$62,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$62,100

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGALLATIN
Lot (acres)The size of the land the home sits on, from county records.0.61
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.No Garage
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Gallatin County High SchoolD-
High · Grades 9–12 · 7.0 mi
M
Gallatin County Middle SchoolD+
Middle · Grades 6–8 · 7.1 mi
E
Gallatin County Lower Elementary School
Elementary · Grades PK–2 · 7.2 mi

District: Gallatin County School District

Neighborhood · ZIP 41095These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.158
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.203
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.47

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.3%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.3,091
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.100 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,022
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,253
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

645 Millers Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 79% of homes in Warsaw 41095
  • Costs less per square foot than 89% of homes in Warsaw 41095
  • Has a smaller lot than 67% of homes in Gallatin County

What homes are worth in Warsaw 41095

Each bar is how many homes fall in that price range. The marker is this home.

This home
$27K$574K

This home is worth more than 21% of homes in Warsaw 41095.

How it measures up in Warsaw 41095

The dot is this home. The mark in the middle is the typical home in Warsaw 41095.

Estimated value$100,230
CheaperTypical $166,121Pricier

Pricier than 21% of homes nearby

Price per ft²$71
CheaperTypical $133Pricier

Pricier than 11% of homes nearby

Living area1,404 ft²
SmallerTypical 1,326 ft²Bigger

Bigger than 57% of homes nearby

Lot size0.61 ac
SmallerTypical 0.68 acBigger

Bigger than 48% of homes nearby

Year built1998
OlderTypical 1998Newer

Newer than 53% of homes nearby

How 645 Millers Ridge Dr ranks against every home in each area.
MeasureThis homeWarsaw 41095Gallatin County
Estimated valuepricier than$100,23021% of homes27% of homes
Price per ft²pricier than$7111% of homes13% of homes
Living areabigger than1,404 ft²57% of homes53% of homes
Lot sizebigger than0.61 ac48% of homes33% of homes
Year builtnewer than199853% of homes53% of homes

About 645 Millers Ridge Dr

How much is 645 Millers Ridge Dr, Warsaw, KY worth?

The TopHap Estimate for 645 Millers Ridge Dr, Warsaw, KY is $100,230 as of Sep 24, 2026. The likely range is $93,026 to $107,434. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 645 Millers Ridge Dr, Warsaw, KY last sell?

645 Millers Ridge Dr, Warsaw, KY last sold on Feb 7, 2012 for $55,000, according to the county's recorded deed.

How big is 645 Millers Ridge Dr, Warsaw, KY?

645 Millers Ridge Dr, Warsaw, KY has 3 bedrooms, 2 bathrooms, 1,404 square feet of living space and a 0.61-acre lot.

When was 645 Millers Ridge Dr, Warsaw, KY built?

645 Millers Ridge Dr, Warsaw, KY was built in 1998, making it 28 years old. The building has 1 story.

What schools serve 645 Millers Ridge Dr, Warsaw, KY?

645 Millers Ridge Dr, Warsaw, KY is assigned to Gallatin County High School (high), rated D-; Gallatin County Middle School (middle), rated D+; Gallatin County Lower Elementary School (elementary). All sit in Gallatin County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 645 Millers Ridge Dr, Warsaw, KY compare to other homes in Warsaw 41095?

Among the 1,606 homes in Warsaw 41095, it is worth more than 21% of them ($100,230 against a typical $166,121), its price per square foot is higher than 11% of them ($71 against a typical $133), it is bigger than 57% of them (1,404 ft² against a typical 1,326 ft²), its lot is bigger than 48% of them (0.61 ac against a typical 0.68 ac) and it is newer than 53% of them (1998 against a typical 1998). Measured against all of Gallatin County, it is worth more than 27% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 645 Millers Ridge Dr, Warsaw, KY?

The 2025 property tax bill for 645 Millers Ridge Dr, Warsaw, KY was $660. The county assessed it at $62,100.

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