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Single Family ResidenceResidential
$426,367$388 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $475,000 on May 27, 2021

645 OAK ST

ASHLAND, OR 97520
3
Beds
1.5
Baths
1,100 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1971
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$426K
$393K low$460K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$475,000 · May 27, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,357 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$218,310 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$211,960
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$414,210

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJACKSON
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1985
Lot (acres)The size of the land the home sits on, from county records.0.14
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 360 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Ashland High SchoolA
High · Grades 9–12 · 1.0 mi
M
Ashland Middle SchoolB+
Middle · Grades 6–8 · 1.4 mi
E
Walker Elementary SchoolA+
Elementary · Grades KG–5 · 1.6 mi

District: Ashland School District 5

Neighborhood · ZIP 97520These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.120
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.125

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.27,172
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.51 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,348
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,297
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

645 Oak St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 80% of homes in Ashland 97520
  • Costs more per square foot than 93% of homes in Jackson County
  • Smaller than 83% of homes in Jackson County
  • Has a smaller lot than 78% of homes in Jackson County
  • Older than 80% of homes in Cottage District

What homes are worth in Ashland 97520

Each bar is how many homes fall in that price range. The marker is this home.

This home
$248K$1.1M

This home is worth more than 20% of homes in Ashland 97520.

How it measures up in Ashland 97520

The dot is this home. The mark in the middle is the typical home in Ashland 97520.

Estimated value$426,367
CheaperTypical $552,998Pricier

Pricier than 20% of homes nearby

Price per ft²$388
CheaperTypical $349Pricier

Pricier than 66% of homes nearby

Living area1,100 ft²
SmallerTypical 1,546 ft²Bigger

Bigger than 20% of homes nearby

Lot size0.14 ac
SmallerTypical 0.18 acBigger

Bigger than 32% of homes nearby

Year built1971
OlderTypical 1979Newer

Newer than 39% of homes nearby

How 645 Oak St ranks against every home in each area.
MeasureThis homeCottage DistrictAshland 97520Jackson County
Estimated valuepricier than$426,36734% of homes20% of homes55% of homes
Price per ft²pricier than$38874% of homes66% of homes93% of homes
Living areabigger than1,100 ft²31% of homes20% of homes17% of homes
Lot sizebigger than0.14 ac58% of homes32% of homes22% of homes
Year builtnewer than197120% of homes39% of homes27% of homes

About 645 Oak St

How much is 645 Oak St, Ashland, OR worth?

The TopHap Estimate for 645 Oak St, Ashland, OR is $426,367 as of Aug 30, 2026. The likely range is $392,601 to $460,133. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 645 Oak St, Ashland, OR last sell?

645 Oak St, Ashland, OR last sold on May 27, 2021 for $475,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 645 Oak St, Ashland, OR?

645 Oak St, Ashland, OR has 3 bedrooms, 1.5 bathrooms, 1,100 square feet of living space and a 0.14-acre lot.

When was 645 Oak St, Ashland, OR built?

645 Oak St, Ashland, OR was built in 1971, making it 55 years old. The building has 1 story.

What schools serve 645 Oak St, Ashland, OR?

645 Oak St, Ashland, OR is assigned to Ashland High School (high), rated A; Ashland Middle School (middle), rated B+; Walker Elementary School (elementary), rated A+. All sit in Ashland School District 5. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 645 Oak St, Ashland, OR compare to other homes in Ashland 97520?

Among the 9,197 homes in Ashland 97520, it is worth more than 20% of them ($426,367 against a typical $552,998), its price per square foot is higher than 66% of them ($388 against a typical $349), it is bigger than 20% of them (1,100 ft² against a typical 1,546 ft²), its lot is bigger than 32% of them (0.14 ac against a typical 0.18 ac) and it is newer than 39% of them (1971 against a typical 1979). Measured against all of Jackson County, it is worth more than 55% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 645 Oak St, Ashland, OR?

The 2025 property tax bill for 645 Oak St, Ashland, OR was $3,357. The county assessed it at $218,310.

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