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Single Family ResidenceResidential
$636,916$217 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

645 RIDGEWOOD RD

DULUTH, MN 55804
3
Beds
2.5
Baths
2,930 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.97 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$637K
$523K low$751K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$636,916
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$509,533

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,932 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$759,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$95,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$664,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$713,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$759,200

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyST. LOUIS
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1995
Lot (acres)The size of the land the home sits on, from county records.0.96
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.Spa/Hot Tub (Only)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.SaunaDeck · 54 ft²Porch · 224 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Ordean East Middle SchoolA-
Middle · Grades 6–8 · 0.5 mi
E
Congdon Elementary SchoolA
Elementary · Grades KG–5 · 0.6 mi
H
East High SchoolA+
High · Grades 9–12 · 1.0 mi

District: Duluth Public School District

Neighborhood · ZIP 55804These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.45
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.12

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.16,089
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.157 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$106,916
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$128,253
Average tempThe average temperature here across a full year.39°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

645 Ridgewood Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in St. Louis County
  • Costs more per square foot than 74% of homes in St. Louis County
  • Bigger than 97% of homes in St. Louis County
  • Has a bigger lot than 95% of homes in Congdon Park
  • Newer than 74% of homes in Congdon Park

What homes are worth in Duluth 55804

Each bar is how many homes fall in that price range. The marker is this home.

This home
$127K$900K

This home is worth more than 93% of homes in Duluth 55804.

How it measures up in Duluth 55804

The dot is this home. The mark in the middle is the typical home in Duluth 55804.

Estimated value$636,916
CheaperTypical $288,725Pricier

Pricier than 93% of homes nearby

Price per ft²$217
CheaperTypical $221Pricier

Pricier than 48% of homes nearby

Living area2,930 ft²
SmallerTypical 1,352 ft²Bigger

Bigger than 95% of homes nearby

Lot size0.97 ac
SmallerTypical 0.31 acBigger

Bigger than 70% of homes nearby

Year built1960
OlderTypical 1955Newer

Newer than 60% of homes nearby

How 645 Ridgewood Rd ranks against every home in each area.
MeasureThis homeCongdon ParkDuluth 55804St. Louis County
Estimated valuepricier than$636,91681% of homes93% of homes98% of homes
Price per ft²pricier than$21739% of homes48% of homes74% of homes
Living areabigger than2,930 ft²86% of homes95% of homes97% of homes
Lot sizebigger than0.97 ac95% of homes70% of homes64% of homes
Year builtnewer than196074% of homes60% of homes54% of homes

About 645 Ridgewood Rd

How much is 645 Ridgewood Rd, Duluth, MN worth?

The TopHap Estimate for 645 Ridgewood Rd, Duluth, MN is $636,916 as of Jul 14, 2026. The likely range is $522,771 to $751,061. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 645 Ridgewood Rd, Duluth, MN last sell?

645 Ridgewood Rd, Duluth, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 645 Ridgewood Rd, Duluth, MN?

645 Ridgewood Rd, Duluth, MN has 3 bedrooms, 2.5 bathrooms, 2,930 square feet of living space and a 0.96-acre lot.

When was 645 Ridgewood Rd, Duluth, MN built?

645 Ridgewood Rd, Duluth, MN was built in 1960, making it 66 years old. It is a ranch home. The building has 1 story.

What schools serve 645 Ridgewood Rd, Duluth, MN?

645 Ridgewood Rd, Duluth, MN is assigned to Ordean East Middle School (middle), rated A-; Congdon Elementary School (elementary), rated A; East High School (high), rated A+. All sit in Duluth Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 645 Ridgewood Rd, Duluth, MN compare to other homes in Duluth 55804?

Among the 7,001 homes in Duluth 55804, it is worth more than 93% of them ($636,916 against a typical $288,725), its price per square foot is higher than 48% of them ($217 against a typical $221), it is bigger than 95% of them (2,930 ft² against a typical 1,352 ft²), its lot is bigger than 70% of them (0.97 ac against a typical 0.31 ac) and it is newer than 60% of them (1960 against a typical 1955). Measured against all of St. Louis County, it is worth more than 98% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 645 Ridgewood Rd, Duluth, MN?

The 2026 property tax bill for 645 Ridgewood Rd, Duluth, MN was $10,932. The county assessed it at $759,200.

Closest homes

More homes in Duluth 55804

Assigned schools

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