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Single Family ResidenceResidential
$190,913$183 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $167,000 on Jun 6, 2024

645 ROSE AVE

GARNER, IA 50438
3
Beds
1 / 1
Baths
1,044 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1925
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$191K
$167K low$214K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$167,000 · Jun 6, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,790 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$129,550 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$19,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$109,750
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$114,710
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$129,550

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHANCOCK
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1939
Lot (acres)The size of the land the home sits on, from county records.0.20
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 144 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Garner-Hayfield-Ventura Middle SchoolB+
Middle · Grades 5–8 · 0.4 mi
E
Garner-Hayfield-Ventura Elementary SchoolA
Elementary · Grades PK–4 · 0.4 mi
H
Garner-Hayfield-Ventura High SchoolB+
High · Grades 9–12 · 0.7 mi

District: Garner-Hayfield-Ventura Community School District

Neighborhood · ZIP 50438These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.11

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.4,303
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.32 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$71,867
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,923
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

645 Rose Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 66% of homes in Hancock County
  • Costs more per square foot than 81% of homes in Hancock County
  • Smaller than 85% of homes in Garner 50438
  • Has a smaller lot than 73% of homes in Hancock County
  • Older than 73% of homes in Garner 50438

What homes are worth in Garner 50438

Each bar is how many homes fall in that price range. The marker is this home.

This home
$71K$503K

This home is worth more than 41% of homes in Garner 50438.

How it measures up in Garner 50438

The dot is this home. The mark in the middle is the typical home in Garner 50438.

Estimated value$190,913
CheaperTypical $213,906Pricier

Pricier than 41% of homes nearby

Price per ft²$183
CheaperTypical $157Pricier

Pricier than 67% of homes nearby

Living area1,044 ft²
SmallerTypical 1,441 ft²Bigger

Bigger than 15% of homes nearby

Lot size0.2 ac
SmallerTypical 0.27 acBigger

Bigger than 28% of homes nearby

Year built1925
OlderTypical 1963Newer

Newer than 27% of homes nearby

How 645 Rose Ave ranks against every home in each area.
MeasureThis homeGarner 50438Hancock County
Estimated valuepricier than$190,91341% of homes66% of homes
Price per ft²pricier than$18367% of homes81% of homes
Living areabigger than1,044 ft²15% of homes17% of homes
Lot sizebigger than0.2 ac28% of homes27% of homes
Year builtnewer than192527% of homes34% of homes

About 645 Rose Ave

How much is 645 Rose Ave, Garner, IA worth?

The TopHap Estimate for 645 Rose Ave, Garner, IA is $190,913 as of Jul 14, 2026. The likely range is $167,429 to $214,397. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 645 Rose Ave, Garner, IA last sell?

645 Rose Ave, Garner, IA last sold on Jun 6, 2024 for $167,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 645 Rose Ave, Garner, IA?

645 Rose Ave, Garner, IA has 3 bedrooms, 1 bathrooms, 1,044 square feet of living space and a 0.20-acre lot.

When was 645 Rose Ave, Garner, IA built?

645 Rose Ave, Garner, IA was built in 1925, making it 101 years old. The building has 1 story.

What schools serve 645 Rose Ave, Garner, IA?

645 Rose Ave, Garner, IA is assigned to Garner-Hayfield-Ventura Middle School (middle), rated B+; Garner-Hayfield-Ventura Elementary School (elementary), rated A; Garner-Hayfield-Ventura High School (high), rated B+. All sit in Garner-Hayfield-Ventura Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 645 Rose Ave, Garner, IA compare to other homes in Garner 50438?

Among the 1,700 homes in Garner 50438, it is worth more than 41% of them ($190,913 against a typical $213,906), its price per square foot is higher than 67% of them ($183 against a typical $157), it is bigger than 15% of them (1,044 ft² against a typical 1,441 ft²), its lot is bigger than 28% of them (0.2 ac against a typical 0.27 ac) and it is newer than 27% of them (1925 against a typical 1963). Measured against all of Hancock County, it is worth more than 66% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 645 Rose Ave, Garner, IA?

The 2025 property tax bill for 645 Rose Ave, Garner, IA was $1,790. The county assessed it at $129,550.

More homes on Rose Ave

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