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Single Family ResidenceResidential
$4,592,970$1,114 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $4,500,000 on Jul 29, 2025

645 RUDDER RD

NAPLES, FL 34102
0
Baths
4,122 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.45 ac
Lot SizeThe size of the land the home sits on, from county records.
2012
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$4.6M
$3.9M low$5.3M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$4,500,000 · Jul 29, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$34,775 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$3,088,699 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$3,707,835
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$3,588,699

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.80 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.98%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCOLLIER
Lot (acres)The size of the land the home sits on, from county records.0.45
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 1,484 ft²

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Naples High SchoolB-
High · Grades 9–12 · 0.6 mi
E
Lake Park Elementary SchoolA+
Elementary · Grades KG–5 · 0.8 mi
M
Gulfview Middle SchoolA
Middle · Grades 6–8 · 1.8 mi

District: Collier County School District

Neighborhood · ZIP 34102These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.132
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.18

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.57%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.12,070
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,359 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$127,305
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$217,121
Average tempThe average temperature here across a full year.74°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

645 Rudder Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Collier County
  • Costs more per square foot than 95% of homes in Collier County
  • Bigger than 98% of homes in Collier County
  • Has a bigger lot than 92% of homes in Moorings
  • Newer than 92% of homes in Moorings

What homes are worth in Naples 34102

Each bar is how many homes fall in that price range. The marker is this home.

This home
$208K$10M

This home is worth more than 78% of homes in Naples 34102.

How it measures up in Naples 34102

The dot is this home. The mark in the middle is the typical home in Naples 34102.

Estimated value$4,592,970
CheaperTypical $1,515,186Pricier

Pricier than 78% of homes nearby

Price per ft²$1114
CheaperTypical $925Pricier

Pricier than 62% of homes nearby

Living area4,122 ft²
SmallerTypical 1,585 ft²Bigger

Bigger than 93% of homes nearby

Lot size0.45 ac
SmallerTypical 0.32 acBigger

Bigger than 77% of homes nearby

Year built2012
OlderTypical 1987Newer

Newer than 82% of homes nearby

How 645 Rudder Rd ranks against every home in each area.
MeasureThis homeMooringsNaples 34102Collier County
Estimated valuepricier than$4,592,97089% of homes78% of homes97% of homes
Price per ft²pricier than$111479% of homes62% of homes95% of homes
Living areabigger than4,122 ft²96% of homes93% of homes98% of homes
Lot sizebigger than0.45 ac92% of homes77% of homes79% of homes
Year builtnewer than201292% of homes82% of homes80% of homes

About 645 Rudder Rd

How much is 645 Rudder Rd, Naples, FL worth?

The TopHap Estimate for 645 Rudder Rd, Naples, FL is $4,592,970 as of Aug 30, 2026. The likely range is $3,900,652 to $5,285,289. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 645 Rudder Rd, Naples, FL last sell?

645 Rudder Rd, Naples, FL last sold on Jul 29, 2025 for $4,500,000, according to the county's recorded deed. TopHap holds 6 recorded sales for this parcel.

How big is 645 Rudder Rd, Naples, FL?

645 Rudder Rd, Naples, FL has 4,122 square feet of living space and a 0.45-acre lot.

When was 645 Rudder Rd, Naples, FL built?

645 Rudder Rd, Naples, FL was built in 2012, making it 14 years old. The building has 1 story.

What schools serve 645 Rudder Rd, Naples, FL?

645 Rudder Rd, Naples, FL is assigned to Naples High School (high), rated B-; Lake Park Elementary School (elementary), rated A+; Gulfview Middle School (middle), rated A. All sit in Collier County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 645 Rudder Rd, Naples, FL compare to other homes in Naples 34102?

Among the 10,507 homes in Naples 34102, it is worth more than 78% of them ($4,592,970 against a typical $1,515,186), its price per square foot is higher than 62% of them ($1114 against a typical $925), it is bigger than 93% of them (4,122 ft² against a typical 1,585 ft²), its lot is bigger than 77% of them (0.45 ac against a typical 0.32 ac) and it is newer than 82% of them (2012 against a typical 1987). Measured against all of Collier County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 645 Rudder Rd, Naples, FL?

The 2025 property tax bill for 645 Rudder Rd, Naples, FL was $34,775. The county assessed it at $3,088,699.

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