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Single Family ResidentialResidential
$74,393$30 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 58How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

645 S 4TH ST

SANTA ROSA, NM 88435
0
Baths
2,503 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.21 ac
Lot SizeThe size of the land the home sits on, from county records.
1970
Year BuiltThe year the home was originally built, according to county records.

Valuation

$74K
$43K low$106K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.531%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$284,900
EXTREME LOANS LLC · recorded Feb 13, 2025
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$168,166
LOANDEPOT.COM LLC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,698 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$60,561 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,172
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$55,389
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$58,797
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$181,683

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.44
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
78
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
84
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
10
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
48
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyGUADALUPE
Lot (acres)The size of the land the home sits on, from county records.0.21
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Santa Rosa Elementary SchoolC
Elementary · Grades PK–5 · 0.1 mi
H
Santa Rosa High SchoolF
High · Grades 9–12 · 0.1 mi
M
Santa Rosa Middle SchoolA
Middle · Grades 6–8 · 0.8 mi

District: Santa Rosa Consolidated Schools

Neighborhood · ZIP 88435These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.30

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.78%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.22%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.3,470
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$46,425
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,584
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.15 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.76%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

645 S 4th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 75% of homes in Santa Rosa 88435
  • Costs less per square foot than 97% of homes in Santa Rosa 88435
  • Bigger than 97% of homes in Santa Rosa 88435
  • Has a smaller lot than 78% of homes in Santa Rosa 88435
  • Older than 82% of homes in Santa Rosa 88435

What homes are worth in Santa Rosa 88435

Each bar is how many homes fall in that price range. The marker is this home.

This home
$26K$514K

This home is worth more than 25% of homes in Santa Rosa 88435.

How it measures up in Santa Rosa 88435

The dot is this home. The mark in the middle is the typical home in Santa Rosa 88435.

Estimated value$74,393
CheaperTypical $93,428Pricier

Pricier than 25% of homes nearby

Price per ft²$30
CheaperTypical $93Pricier

Pricier than 3% of homes nearby

Living area2,503 ft²
SmallerTypical 1,280 ft²Bigger

Bigger than 97% of homes nearby

Lot size0.21 ac
SmallerTypical 1.78 acBigger

Bigger than 22% of homes nearby

Year built1970
OlderTypical 1991Newer

Newer than 18% of homes nearby

How 645 S 4th St ranks against every home in each area.
MeasureThis homeSanta Rosa 88435Guadalupe County
Estimated valuepricier than$74,39325% of homes48% of homes
Price per ft²pricier than$303% of homes16% of homes
Living areabigger than2,503 ft²97% of homes97% of homes
Lot sizebigger than0.21 ac22% of homes22% of homes
Year builtnewer than197018% of homes20% of homes

About 645 S 4th St

How much is 645 S 4th St, Santa Rosa, NM worth?

The TopHap Estimate for 645 S 4th St, Santa Rosa, NM is $74,393 as of Jul 14, 2026. The likely range is $43,252 to $105,534. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 645 S 4th St, Santa Rosa, NM last sell?

645 S 4th St, Santa Rosa, NM last sold on Aug 22, 2022, according to the county's recorded deed.

How big is 645 S 4th St, Santa Rosa, NM?

645 S 4th St, Santa Rosa, NM has 2,503 square feet of living space and a 0.21-acre lot.

When was 645 S 4th St, Santa Rosa, NM built?

645 S 4th St, Santa Rosa, NM was built in 1970, making it 56 years old.

What schools serve 645 S 4th St, Santa Rosa, NM?

645 S 4th St, Santa Rosa, NM is assigned to Santa Rosa Elementary School (elementary), rated C; Santa Rosa High School (high), rated F; Santa Rosa Middle School (middle), rated A. All sit in Santa Rosa Consolidated Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 645 S 4th St, Santa Rosa, NM compare to other homes in Santa Rosa 88435?

Among the 1,652 homes in Santa Rosa 88435, it is worth more than 25% of them ($74,393 against a typical $93,428), its price per square foot is higher than 3% of them ($30 against a typical $93), it is bigger than 97% of them (2,503 ft² against a typical 1,280 ft²), its lot is bigger than 22% of them (0.21 ac against a typical 1.78 ac) and it is newer than 18% of them (1970 against a typical 1991). Measured against all of Guadalupe County, it is worth more than 48% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 645 S 4th St, Santa Rosa, NM?

The 2025 property tax bill for 645 S 4th St, Santa Rosa, NM was $1,698. The county assessed it at $60,561.

Closest homes

More homes in Santa Rosa 88435

Assigned schools

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