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Single Family ResidenceResidential
$202,920$145 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $150,000 on Dec 4, 2023

645 S SPENCER ST

DUNCAN, SC 29334
2
Baths
1,400 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.58 ac
Lot SizeThe size of the land the home sits on, from county records.
2001
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$203K
$181K low$225K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$150,000 · Dec 4, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,836 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$9,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,014
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$7,986
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$9,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$150,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
22
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
85
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
90
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
37
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Raised Ranch
CountySpartanburg
Lot (acres)The size of the land the home sits on, from county records.0.58
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Brick (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.No Garage

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Beech Springs Middle SchoolA
Middle · Grades 6–8 · 0.8 mi
E
Duncan Elementary School of the ArtsA-
Elementary · Grades PK–5 · 1.0 mi
H
James F. Byrnes High SchoolA-
High · Grades 10–12 · 1.1 mi

District: Spartanburg School District 5

Neighborhood · ZIP 29334These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.76
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.93

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.19,806
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.887 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$81,137
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$98,412
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

645 S Spencer St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in Duncan 29334
  • Costs less per square foot than 65% of homes in Duncan 29334
  • Smaller than 77% of homes in Duncan 29334
  • Has a bigger lot than 69% of homes in Duncan 29334
  • Newer than 67% of homes in Spartanburg County

What homes are worth in Duncan 29334

Each bar is how many homes fall in that price range. The marker is this home.

This home
$119K$683K

This home is worth more than 11% of homes in Duncan 29334.

How it measures up in Duncan 29334

The dot is this home. The mark in the middle is the typical home in Duncan 29334.

Estimated value$202,920
CheaperTypical $302,460Pricier

Pricier than 11% of homes nearby

Price per ft²$145
CheaperTypical $155Pricier

Pricier than 35% of homes nearby

Living area1,400 ft²
SmallerTypical 1,862 ft²Bigger

Bigger than 23% of homes nearby

Lot size0.58 ac
SmallerTypical 0.32 acBigger

Bigger than 69% of homes nearby

Year built2001
OlderTypical 2004Newer

Newer than 43% of homes nearby

How 645 S Spencer St ranks against every home in each area.
MeasureThis homeDuncan 29334Spartanburg County
Estimated valuepricier than$202,92011% of homes29% of homes
Price per ft²pricier than$14535% of homes41% of homes
Living areabigger than1,400 ft²23% of homes38% of homes
Lot sizebigger than0.58 ac69% of homes53% of homes
Year builtnewer than200143% of homes67% of homes

About 645 S Spencer St

How much is 645 S Spencer St, Duncan, SC worth?

The TopHap Estimate for 645 S Spencer St, Duncan, SC is $202,920 as of Aug 30, 2026. The likely range is $181,022 to $224,818. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 645 S Spencer St, Duncan, SC last sell?

645 S Spencer St, Duncan, SC last sold on Dec 4, 2023 for $150,000, according to the county's recorded deed.

How big is 645 S Spencer St, Duncan, SC?

645 S Spencer St, Duncan, SC has 2 bathrooms, 1,400 square feet of living space and a 0.58-acre lot.

When was 645 S Spencer St, Duncan, SC built?

645 S Spencer St, Duncan, SC was built in 2001, making it 25 years old. It is a raised ranch home. The building has 1 story.

What schools serve 645 S Spencer St, Duncan, SC?

645 S Spencer St, Duncan, SC is assigned to Beech Springs Middle School (middle), rated A; Duncan Elementary School of the Arts (elementary), rated A-; James F. Byrnes High School (high), rated A-. All sit in Spartanburg School District 5. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 645 S Spencer St, Duncan, SC compare to other homes in Duncan 29334?

Among the 6,709 homes in Duncan 29334, it is worth more than 11% of them ($202,920 against a typical $302,460), its price per square foot is higher than 35% of them ($145 against a typical $155), it is bigger than 23% of them (1,400 ft² against a typical 1,862 ft²), its lot is bigger than 69% of them (0.58 ac against a typical 0.32 ac) and it is newer than 43% of them (2001 against a typical 2004). Measured against all of Spartanburg County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 645 S Spencer St, Duncan, SC?

The 2025 property tax bill for 645 S Spencer St, Duncan, SC was $3,836. The county assessed it at $9,000.

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