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Single Family ResidenceResidential
$575,575$260 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $350,000 on Sep 30, 2019

645 SADDLE CREEK CIR

ROSWELL, GA 30076
3
Beds
2
Baths
2,215 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.9 ac
Lot SizeThe size of the land the home sits on, from county records.
1978
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$576K
$547K low$604K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$350,000 · Sep 30, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$325,575
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$260,460
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.42%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$250,000
ITHINK FINANCIAL CREDIT UNION · recorded Jun 29, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,916 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$188,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$72,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$116,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$183,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$470,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
12
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
85
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
41
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyFULTON
Lot (acres)The size of the land the home sits on, from county records.0.90
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
ViewThe type of view from the property, or another feature of the site that affects value.Neighborhood / Spot
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 594 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Elkins Pointe Middle SchoolA-
Middle · Grades 6–8 · 0.5 mi
E
Sweet Apple Elementary SchoolA+
Elementary · Grades PK–5 · 1.3 mi
H
Milton High SchoolA+
High · Grades 9–12 · 2.5 mi

District: Fulton County School District

Neighborhood · ZIP 30076These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.54
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.60

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.41%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.42,728
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,634 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$112,531
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$136,458
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

645 Saddle Creek Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 95% of homes in Roswell 30076
  • Older than 81% of homes in Roswell 30076

What homes are worth in Roswell 30076

Each bar is how many homes fall in that price range. The marker is this home.

This home
$255K$1.2M

This home is worth more than 45% of homes in Roswell 30076.

How it measures up in Roswell 30076

The dot is this home. The mark in the middle is the typical home in Roswell 30076.

Estimated value$575,575
CheaperTypical $594,788Pricier

Pricier than 45% of homes nearby

Price per ft²$260
CheaperTypical $260Pricier

Pricier than 50% of homes nearby

Living area2,215 ft²
SmallerTypical 2,238 ft²Bigger

Bigger than 49% of homes nearby

Lot size0.9 ac
SmallerTypical 0.3 acBigger

Bigger than 95% of homes nearby

Year built1978
OlderTypical 1984Newer

Newer than 19% of homes nearby

How 645 Saddle Creek Cir ranks against every home in each area.
MeasureThis homeRoswell 30076Fulton County
Estimated valuepricier than$575,57545% of homes62% of homes
Price per ft²pricier than$26050% of homes57% of homes
Living areabigger than2,215 ft²49% of homes60% of homes
Lot sizebigger than0.9 ac95% of homes90% of homes
Year builtnewer than197819% of homes36% of homes

About 645 Saddle Creek Cir

How much is 645 Saddle Creek Cir, Roswell, GA worth?

The TopHap Estimate for 645 Saddle Creek Cir, Roswell, GA is $575,575 as of Jul 14, 2026. The likely range is $547,384 to $603,766. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 645 Saddle Creek Cir, Roswell, GA last sell?

645 Saddle Creek Cir, Roswell, GA last sold on Sep 30, 2019 for $350,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 645 Saddle Creek Cir, Roswell, GA?

645 Saddle Creek Cir, Roswell, GA has 3 bedrooms, 2 bathrooms, 2,215 square feet of living space and a 0.90-acre lot.

When was 645 Saddle Creek Cir, Roswell, GA built?

645 Saddle Creek Cir, Roswell, GA was built in 1978, making it 48 years old. It is a ranch home. The building has 1 story.

What schools serve 645 Saddle Creek Cir, Roswell, GA?

645 Saddle Creek Cir, Roswell, GA is assigned to Elkins Pointe Middle School (middle), rated A-; Sweet Apple Elementary School (elementary), rated A+; Milton High School (high), rated A+. All sit in Fulton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 645 Saddle Creek Cir, Roswell, GA compare to other homes in Roswell 30076?

Among the 12,651 homes in Roswell 30076, it is worth more than 45% of them ($575,575 against a typical $594,788), its price per square foot is higher than 50% of them ($260 against a typical $260), it is bigger than 49% of them (2,215 ft² against a typical 2,238 ft²), its lot is bigger than 95% of them (0.9 ac against a typical 0.3 ac) and it is newer than 19% of them (1978 against a typical 1984). Measured against all of Fulton County, it is worth more than 62% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 645 Saddle Creek Cir, Roswell, GA?

The 2025 property tax bill for 645 Saddle Creek Cir, Roswell, GA was $4,916. The county assessed it at $188,200.

More homes on Saddle Creek Cir

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Assigned schools

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