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Single Family ResidenceResidential
$263,102$158 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

645 SPENCER CIR

SPARTANBURG, SC 29307
3
Beds
2
Baths
1,668 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.59 ac
Lot SizeThe size of the land the home sits on, from county records.
1971
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$263K
$239K low$287K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,138 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$7,089 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,302
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$5,787
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$7,089
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$238,500

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Raised Ranch
CountySpartanburg
ConstructionThe main material the home's frame and walls are built from.Brick
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Brick (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 224 ft²Porch · 21 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
McCracken Middle SchoolB+
Middle · Grades 6–8 · 0.8 mi
H
Spartanburg High SchoolC+
High · Grades 9–12 · 1.3 mi
E
Jesse Boyd Elementary SchoolB-
Elementary · Grades KG–5 · 2.0 mi

District: Spartanburg School District 7

Neighborhood · ZIP 29307These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.116
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.94

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.23,323
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.509 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,551
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,653
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

645 Spencer Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 79% of homes in Spartanburg 29307
  • Older than 70% of homes in Spartanburg County

What homes are worth in Spartanburg 29307

Each bar is how many homes fall in that price range. The marker is this home.

This home
$75K$639K

This home is worth more than 58% of homes in Spartanburg 29307.

How it measures up in Spartanburg 29307

The dot is this home. The mark in the middle is the typical home in Spartanburg 29307.

Estimated value$263,102
CheaperTypical $238,723Pricier

Pricier than 58% of homes nearby

Price per ft²$158
CheaperTypical $134Pricier

Pricier than 79% of homes nearby

Living area1,668 ft²
SmallerTypical 1,670 ft²Bigger

Bigger than 50% of homes nearby

Lot size0.59 ac
SmallerTypical 0.57 acBigger

Bigger than 52% of homes nearby

Year built1971
OlderTypical 1974Newer

Newer than 42% of homes nearby

How 645 Spencer Cir ranks against every home in each area.
MeasureThis homeSpartanburg 29307Spartanburg County
Estimated valuepricier than$263,10258% of homes49% of homes
Price per ft²pricier than$15879% of homes52% of homes
Living areabigger than1,668 ft²50% of homes55% of homes
Lot sizebigger than0.59 ac52% of homes54% of homes
Year builtnewer than197142% of homes30% of homes

About 645 Spencer Cir

How much is 645 Spencer Cir, Spartanburg, SC worth?

The TopHap Estimate for 645 Spencer Cir, Spartanburg, SC is $263,102 as of Aug 30, 2026. The likely range is $239,390 to $286,814. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 645 Spencer Cir, Spartanburg, SC last sell?

645 Spencer Cir, Spartanburg, SC last sold on Nov 19, 2015, according to the county's recorded deed.

How big is 645 Spencer Cir, Spartanburg, SC?

645 Spencer Cir, Spartanburg, SC has 3 bedrooms, 2 bathrooms and 1,668 square feet of living space.

When was 645 Spencer Cir, Spartanburg, SC built?

645 Spencer Cir, Spartanburg, SC was built in 1971, making it 55 years old. It is a raised ranch home. The building has 1 story.

What schools serve 645 Spencer Cir, Spartanburg, SC?

645 Spencer Cir, Spartanburg, SC is assigned to McCracken Middle School (middle), rated B+; Spartanburg High School (high), rated C+; Jesse Boyd Elementary School (elementary), rated B-. All sit in Spartanburg School District 7. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 645 Spencer Cir, Spartanburg, SC compare to other homes in Spartanburg 29307?

Among the 7,895 homes in Spartanburg 29307, it is worth more than 58% of them ($263,102 against a typical $238,723), its price per square foot is higher than 79% of them ($158 against a typical $134), it is bigger than 50% of them (1,668 ft² against a typical 1,670 ft²), its lot is bigger than 52% of them (0.59 ac against a typical 0.57 ac) and it is newer than 42% of them (1971 against a typical 1974). Measured against all of Spartanburg County, it is worth more than 49% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 645 Spencer Cir, Spartanburg, SC?

The 2025 property tax bill for 645 Spencer Cir, Spartanburg, SC was $1,138. The county assessed it at $7,089.

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