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Single Family ResidenceResidential
$2,493,193$1,335 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 65How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

645 SPLIT RAIL ROW

HIGHLANDS, NC 28741
4
Beds
4
Baths
1,867 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.26 ac
Lot SizeThe size of the land the home sits on, from county records.
1982
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$2.5M
$1.6M low$3.4M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,418 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,609,430 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,100,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$509,430
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,609,430
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,609,430

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyMACON
Lot (acres)The size of the land the home sits on, from county records.4.26
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 27 ft²Patio · 1,062 ft²Porch · 15 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Highlands SchoolB
Elementary · Grades KG–12 · 2.1 mi

District: Macon County Schools

Neighborhood · ZIP 28741These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.167
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.110

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.35%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.4,373
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.51 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$76,942
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$114,009
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.78 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

645 Split Rail Row measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Macon County
  • Among the highest price per square foot in Macon County
  • Bigger than 77% of homes in Macon County
  • Has a bigger lot than 92% of homes in Highlands 28741

What homes are worth in Highlands 28741

Each bar is how many homes fall in that price range. The marker is this home.

This home
$200K$5M

This home is worth more than 86% of homes in Highlands 28741.

How it measures up in Highlands 28741

The dot is this home. The mark in the middle is the typical home in Highlands 28741.

Estimated value$2,493,193
CheaperTypical $1,076,649Pricier

Pricier than 86% of homes nearby

Price per ft²$1335
CheaperTypical $606Pricier

Pricier than 96% of homes nearby

Living area1,867 ft²
SmallerTypical 1,824 ft²Bigger

Bigger than 52% of homes nearby

Lot size4.26 ac
SmallerTypical 0.86 acBigger

Bigger than 92% of homes nearby

Year built1982
OlderTypical 1984Newer

Newer than 48% of homes nearby

How 645 Split Rail Row ranks against every home in each area.
MeasureThis homeHighlands 28741Macon County
Estimated valuepricier than$2,493,19386% of homes97% of homes
Price per ft²pricier than$133596% of homesalmost all homes
Living areabigger than1,867 ft²52% of homes77% of homes
Lot sizebigger than4.26 ac92% of homes85% of homes
Year builtnewer than198248% of homes47% of homes

About 645 Split Rail Row

How much is 645 Split Rail Row, Highlands, NC worth?

The TopHap Estimate for 645 Split Rail Row, Highlands, NC is $2,493,193 as of Aug 30, 2026. The likely range is $1,622,222 to $3,364,164. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 645 Split Rail Row, Highlands, NC last sell?

645 Split Rail Row, Highlands, NC last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 645 Split Rail Row, Highlands, NC?

645 Split Rail Row, Highlands, NC has 4 bedrooms, 4 bathrooms, 1,867 square feet of living space and a 4.26-acre lot.

When was 645 Split Rail Row, Highlands, NC built?

645 Split Rail Row, Highlands, NC was built in 1982, making it 44 years old. It is a conventional home. The building has 1 story.

What schools serve 645 Split Rail Row, Highlands, NC?

645 Split Rail Row, Highlands, NC is assigned to Highlands School (elementary), rated B. All sit in Macon County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 645 Split Rail Row, Highlands, NC compare to other homes in Highlands 28741?

Among the 5,590 homes in Highlands 28741, it is worth more than 86% of them ($2,493,193 against a typical $1,076,649), its price per square foot is higher than 96% of them ($1335 against a typical $606), it is bigger than 52% of them (1,867 ft² against a typical 1,824 ft²), its lot is bigger than 92% of them (4.26 ac against a typical 0.86 ac) and it is newer than 48% of them (1982 against a typical 1984). Measured against all of Macon County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 645 Split Rail Row, Highlands, NC?

The 2025 property tax bill for 645 Split Rail Row, Highlands, NC was $6,418. The county assessed it at $1,609,430.

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