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Single Family ResidenceResidential
$408,817$233 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $380,000 on Jan 17, 2024

645 UNIVERSITY DR

WALDORF, MD 20602
2
Baths
1,755 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.22 ac
Lot SizeThe size of the land the home sits on, from county records.
1976
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$409K
$396K low$422K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$380,000 · Jan 17, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,663 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$348,100 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$327,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$369,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
20
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
78
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
80
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
23
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Foyer
CountyCHARLES
Lot (acres)The size of the land the home sits on, from county records.0.23
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 192 ft²Patio · 126 ft²Porch · 126 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Dr. Gustavus Brown Elementary SchoolD-
Elementary · Grades PK–5 · 0.5 mi
H
St. Charles High SchoolD
High · Grades 9–12 · 1.6 mi
M
Benjamin Stoddert Middle SchoolF
Middle · Grades 6–8 · 1.6 mi

District: Charles County Public Schools

Neighborhood · ZIP 20602These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.28,712
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,045 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$101,341
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$124,450
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

645 University Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 72% of homes in Charles County
  • Smaller than 67% of homes in Charles County
  • Older than 76% of homes in Charles County

What homes are worth in Waldorf 20602

Each bar is how many homes fall in that price range. The marker is this home.

This home
$252K$619K

This home is worth more than 62% of homes in Waldorf 20602.

How it measures up in Waldorf 20602

The dot is this home. The mark in the middle is the typical home in Waldorf 20602.

Estimated value$408,817
CheaperTypical $386,902Pricier

Pricier than 62% of homes nearby

Price per ft²$233
CheaperTypical $217Pricier

Pricier than 64% of homes nearby

Living area1,755 ft²
SmallerTypical 1,732 ft²Bigger

Bigger than 52% of homes nearby

Lot size0.22 ac
SmallerTypical 0.2 acBigger

Bigger than 63% of homes nearby

Year built1976
OlderTypical 1980Newer

Newer than 29% of homes nearby

How 645 University Dr ranks against every home in each area.
MeasureThis homeWaldorf 20602Charles County
Estimated valuepricier than$408,81762% of homes41% of homes
Price per ft²pricier than$23364% of homes72% of homes
Living areabigger than1,755 ft²52% of homes33% of homes
Lot sizebigger than0.22 ac63% of homes43% of homes
Year builtnewer than197629% of homes24% of homes

About 645 University Dr

How much is 645 University Dr, Waldorf, MD worth?

The TopHap Estimate for 645 University Dr, Waldorf, MD is $408,817 as of Aug 30, 2026. The likely range is $395,528 to $422,106. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 645 University Dr, Waldorf, MD last sell?

645 University Dr, Waldorf, MD last sold on Jan 17, 2024 for $380,000, according to the county's recorded deed.

How big is 645 University Dr, Waldorf, MD?

645 University Dr, Waldorf, MD has 2 bathrooms, 1,755 square feet of living space and a 0.23-acre lot.

When was 645 University Dr, Waldorf, MD built?

645 University Dr, Waldorf, MD was built in 1976, making it 50 years old. It is a split foyer home. The building has 1 story.

What schools serve 645 University Dr, Waldorf, MD?

645 University Dr, Waldorf, MD is assigned to Dr. Gustavus Brown Elementary School (elementary), rated D-; St. Charles High School (high), rated D; Benjamin Stoddert Middle School (middle), rated F. All sit in Charles County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 645 University Dr, Waldorf, MD compare to other homes in Waldorf 20602?

Among the 8,338 homes in Waldorf 20602, it is worth more than 62% of them ($408,817 against a typical $386,902), its price per square foot is higher than 64% of them ($233 against a typical $217), it is bigger than 52% of them (1,755 ft² against a typical 1,732 ft²), its lot is bigger than 63% of them (0.22 ac against a typical 0.2 ac) and it is newer than 29% of them (1976 against a typical 1980). Measured against all of Charles County, it is worth more than 41% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 645 University Dr, Waldorf, MD?

The 2025 property tax bill for 645 University Dr, Waldorf, MD was $4,663. The county assessed it at $348,100.

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