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Single Family ResidenceResidential
$453,429$298 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $340,000 on Oct 7, 2021

645 VALLEY RD

OXFORD, NJ 07863
0
Baths
1,522 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.8 ac
Lot SizeThe size of the land the home sits on, from county records.
1971
Year BuiltThe year the home was originally built, according to county records.

Valuation

$453K
$434K low$473K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$340,000 · Oct 7, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,170 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$229,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$98,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$131,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$229,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$229,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.52
52
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
22
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
62
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
97
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.15 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWARREN
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mansfield Township Elementary SchoolC
Elementary · Grades PK–6 · 4.4 mi
H
Warren Hills Regional High SchoolC-
High · Grades 9–12 · 6.1 mi
M
Warren Hills Regional Middle SchoolC
Middle · Grades 7–8 · 6.8 mi

District: Warren Hills Regional School District

Neighborhood · ZIP 07863These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.79

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.4,693
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.198 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$95,837
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$110,068
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

645 Valley Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 68% of homes in Oxford 07863
  • Costs more per square foot than 88% of homes in Oxford 07863
  • Has a bigger lot than 84% of homes in Warren County

What homes are worth in Oxford 07863

Each bar is how many homes fall in that price range. The marker is this home.

This home
$168K$647K

This home is worth more than 68% of homes in Oxford 07863.

How it measures up in Oxford 07863

The dot is this home. The mark in the middle is the typical home in Oxford 07863.

Estimated value$453,429
CheaperTypical $382,484Pricier

Pricier than 68% of homes nearby

Price per ft²$298
CheaperTypical $239Pricier

Pricier than 88% of homes nearby

Living area1,522 ft²
SmallerTypical 1,632 ft²Bigger

Bigger than 43% of homes nearby

Lot size1.8 ac
SmallerTypical 0.48 acBigger

Bigger than 79% of homes nearby

Year built1971
OlderTypical 1963Newer

Newer than 55% of homes nearby

How 645 Valley Rd ranks against every home in each area.
MeasureThis homeOxford 07863Warren County
Estimated valuepricier than$453,42968% of homes59% of homes
Price per ft²pricier than$29888% of homes79% of homes
Living areabigger than1,522 ft²43% of homes40% of homes
Lot sizebigger than1.8 ac79% of homes84% of homes
Year builtnewer than197155% of homes51% of homes

About 645 Valley Rd

How much is 645 Valley Rd, Oxford, NJ worth?

The TopHap Estimate for 645 Valley Rd, Oxford, NJ is $453,429 as of Oct 21, 2026. The likely range is $434,126 to $472,732. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 645 Valley Rd, Oxford, NJ last sell?

645 Valley Rd, Oxford, NJ last sold on Oct 7, 2021 for $340,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

When was 645 Valley Rd, Oxford, NJ built?

645 Valley Rd, Oxford, NJ was built in 1971, making it 55 years old.

What schools serve 645 Valley Rd, Oxford, NJ?

645 Valley Rd, Oxford, NJ is assigned to Mansfield Township Elementary School (elementary), rated C; Warren Hills Regional High School (high), rated C-; Warren Hills Regional Middle School (middle), rated C. All sit in Warren Hills Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 645 Valley Rd, Oxford, NJ compare to other homes in Oxford 07863?

Among the 1,387 homes in Oxford 07863, it is worth more than 68% of them ($453,429 against a typical $382,484), its price per square foot is higher than 88% of them ($298 against a typical $239), it is bigger than 43% of them (1,522 ft² against a typical 1,632 ft²), its lot is bigger than 79% of them (1.8 ac against a typical 0.48 ac) and it is newer than 55% of them (1971 against a typical 1963). Measured against all of Warren County, it is worth more than 59% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 645 Valley Rd, Oxford, NJ?

The 2025 property tax bill for 645 Valley Rd, Oxford, NJ was $8,170. The county assessed it at $229,300.

More homes on Valley Rd

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More homes in Oxford 07863

Assigned schools

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