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Single Family ResidenceResidential
$184,041$142 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

645 W SPRUCE ST

CHIPPEWA FALLS, WI 54729
3
Beds
1
Baths
1,296 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1925
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$184K
$171K low$198K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,140 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$99,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$13,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$86,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$99,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$172,400

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyChippewa
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Gas
CoolingThe type of cooling or air conditioning in the home.None

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Chippewa Falls High SchoolB-
High · Grades 9–12 · 0.3 mi
E
Hillcrest Elementary SchoolC-
Elementary · Grades KG–5 · 0.4 mi
M
Chippewa Falls Middle SchoolC+
Middle · Grades 6–8 · 0.6 mi

District: Chippewa Falls Area School District

Neighborhood · ZIP 54729These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.92
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.11

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.33,675
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.198 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,315
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$96,565
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

645 W Spruce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Chippewa Falls 54729
  • Costs less per square foot than 85% of homes in Chippewa Falls 54729
  • Older than 76% of homes in Chippewa Falls 54729

What homes are worth in Chippewa Falls 54729

Each bar is how many homes fall in that price range. The marker is this home.

This home
$139K$933K

This home is worth more than 10% of homes in Chippewa Falls 54729.

How it measures up in Chippewa Falls 54729

The dot is this home. The mark in the middle is the typical home in Chippewa Falls 54729.

Estimated value$184,041
CheaperTypical $318,145Pricier

Pricier than 10% of homes nearby

Price per ft²$142
CheaperTypical $208Pricier

Pricier than 15% of homes nearby

Living area1,296 ft²
SmallerTypical 1,460 ft²Bigger

Bigger than 37% of homes nearby

Year built1925
OlderTypical 1967Newer

Newer than 24% of homes nearby

How 645 W Spruce St ranks against every home in each area.
MeasureThis homeChippewa Falls 54729Chippewa County
Estimated valuepricier than$184,04110% of homes16% of homes
Price per ft²pricier than$14215% of homes15% of homes
Living areabigger than1,296 ft²37% of homes36% of homes
Year builtnewer than192524% of homes27% of homes

About 645 W Spruce St

How much is 645 W Spruce St, Chippewa Falls, WI worth?

The TopHap Estimate for 645 W Spruce St, Chippewa Falls, WI is $184,041 as of Sep 24, 2026. The likely range is $170,520 to $197,562. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 645 W Spruce St, Chippewa Falls, WI?

645 W Spruce St, Chippewa Falls, WI has 3 bedrooms, 1 bathrooms and 1,296 square feet of living space.

When was 645 W Spruce St, Chippewa Falls, WI built?

645 W Spruce St, Chippewa Falls, WI was built in 1925, making it 101 years old. The building has 1 story.

What schools serve 645 W Spruce St, Chippewa Falls, WI?

645 W Spruce St, Chippewa Falls, WI is assigned to Chippewa Falls High School (high), rated B-; Hillcrest Elementary School (elementary), rated C-; Chippewa Falls Middle School (middle), rated C+. All sit in Chippewa Falls Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 645 W Spruce St, Chippewa Falls, WI compare to other homes in Chippewa Falls 54729?

Among the 12,399 homes in Chippewa Falls 54729, it is worth more than 10% of them ($184,041 against a typical $318,145), its price per square foot is higher than 15% of them ($142 against a typical $208), it is bigger than 37% of them (1,296 ft² against a typical 1,460 ft²) and it is newer than 24% of them (1925 against a typical 1967). Measured against all of Chippewa County, it is worth more than 16% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 645 W Spruce St, Chippewa Falls, WI?

The 2025 property tax bill for 645 W Spruce St, Chippewa Falls, WI was $2,140. The county assessed it at $99,700.

More homes on W Spruce St

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More homes in Chippewa Falls 54729

Assigned schools

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