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Single Family ResidenceResidential
$233,907$142 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

645 W WHARTON ST

ROSEBURG, OR 97471
3
Beds
1
Baths
1,644 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$234K
$226K low$242K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$82,907
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$66,326
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.62%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$101,000
UNITED WHOLESALE MORTGAGE · recorded Sep 24, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
FIRST COMMUNITY CU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,937 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$132,084 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$128,237
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$210,164

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.33 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDouglas
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1965
Lot (acres)The size of the land the home sits on, from county records.0.15
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
ViewThe type of view from the property, or another feature of the site that affects value.Yes - Type Unknown
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Fir Grove Elementary SchoolC
Elementary · Grades KG–5 · 0.1 mi
M
Fremont Middle SchoolB
Middle · Grades 6–8 · 0.4 mi
H
Roseburg High SchoolC+
High · Grades 9–12 · 0.6 mi

District: Roseburg School District 4

Neighborhood · ZIP 97471These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.117
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.176

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.30,562
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.141 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,253
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,642
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

645 W Wharton St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in Roseburg 97471
  • Costs less per square foot than 98% of homes in Roseburg 97471
  • Bigger than 65% of homes in Douglas County
  • Has a smaller lot than 91% of homes in Roseburg 97471
  • Older than 97% of homes in Roseburg 97471

What homes are worth in Roseburg 97471

Each bar is how many homes fall in that price range. The marker is this home.

This home
$166K$981K

This home is worth more than 7% of homes in Roseburg 97471.

How it measures up in Roseburg 97471

The dot is this home. The mark in the middle is the typical home in Roseburg 97471.

Estimated value$233,907
CheaperTypical $387,596Pricier

Pricier than 7% of homes nearby

Price per ft²$142
CheaperTypical $257Pricier

Pricier than 2% of homes nearby

Living area1,644 ft²
SmallerTypical 1,568 ft²Bigger

Bigger than 55% of homes nearby

Lot size0.15 ac
SmallerTypical 0.33 acBigger

Bigger than 9% of homes nearby

Year built1940
OlderTypical 1979Newer

Newer than 3% of homes nearby

How 645 W Wharton St ranks against every home in each area.
MeasureThis homeRoseburg 97471Douglas County
Estimated valuepricier than$233,9077% of homes18% of homes
Price per ft²pricier than$1422% of homes4% of homes
Living areabigger than1,644 ft²55% of homes65% of homes
Lot sizebigger than0.15 ac9% of homes13% of homes
Year builtnewer than19403% of homes9% of homes

About 645 W Wharton St

How much is 645 W Wharton St, Roseburg, OR worth?

The TopHap Estimate for 645 W Wharton St, Roseburg, OR is $233,907 as of Jul 14, 2026. The likely range is $226,076 to $241,738. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 645 W Wharton St, Roseburg, OR last sell?

645 W Wharton St, Roseburg, OR last sold on Feb 5, 1999, according to the county's recorded deed.

How big is 645 W Wharton St, Roseburg, OR?

645 W Wharton St, Roseburg, OR has 3 bedrooms, 1 bathrooms, 1,644 square feet of living space and a 0.15-acre lot.

When was 645 W Wharton St, Roseburg, OR built?

645 W Wharton St, Roseburg, OR was built in 1940, making it 86 years old. The building has 1 story.

What schools serve 645 W Wharton St, Roseburg, OR?

645 W Wharton St, Roseburg, OR is assigned to Fir Grove Elementary School (elementary), rated C; Fremont Middle School (middle), rated B; Roseburg High School (high), rated C+. All sit in Roseburg School District 4. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 645 W Wharton St, Roseburg, OR compare to other homes in Roseburg 97471?

Among the 10,247 homes in Roseburg 97471, it is worth more than 7% of them ($233,907 against a typical $387,596), its price per square foot is higher than 2% of them ($142 against a typical $257), it is bigger than 55% of them (1,644 ft² against a typical 1,568 ft²), its lot is bigger than 9% of them (0.15 ac against a typical 0.33 ac) and it is newer than 3% of them (1940 against a typical 1979). Measured against all of Douglas County, it is worth more than 18% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 645 W Wharton St, Roseburg, OR?

The 2025 property tax bill for 645 W Wharton St, Roseburg, OR was $1,937. The county assessed it at $132,084.

Closest homes

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Assigned schools

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