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Single Family ResidenceResidential
$480,016$319 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

645 WADING RIVER HOLLOW RD

MIDDLE ISLAND, NY 11953
3
Beds
1
Baths
1,504 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.41 ac
Lot SizeThe size of the land the home sits on, from county records.
1962
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$480K
$464K low$496K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,240 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,590 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$90
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$1,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$331,250

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.30 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountySUFFOLK
Lot (acres)The size of the land the home sits on, from county records.0.41
HeatingThe type of heating system in the home.Radiant
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Neighborhood · ZIP 11953These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.134
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.60

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.14,146
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,329 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,414
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$122,821
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

645 Wading River Hollow Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Suffolk County
  • Costs less per square foot than 83% of homes in Suffolk County
  • Bigger than 67% of homes in Ridge
  • Has a bigger lot than 73% of homes in Ridge
  • Older than 89% of homes in Ridge

What homes are worth in Middle Island 11953

Each bar is how many homes fall in that price range. The marker is this home.

This home
$220K$817K

This home is worth more than 42% of homes in Middle Island 11953.

How it measures up in Middle Island 11953

The dot is this home. The mark in the middle is the typical home in Middle Island 11953.

Estimated value$480,016
CheaperTypical $503,225Pricier

Pricier than 42% of homes nearby

Price per ft²$319
CheaperTypical $323Pricier

Pricier than 46% of homes nearby

Living area1,504 ft²
SmallerTypical 1,433 ft²Bigger

Bigger than 57% of homes nearby

Lot size0.41 ac
SmallerTypical 0.22 acBigger

Bigger than 65% of homes nearby

Year built1962
OlderTypical 1987Newer

Newer than 17% of homes nearby

How 645 Wading River Hollow Rd ranks against every home in each area.
MeasureThis homeRidgeMiddle Island 11953Suffolk County
Estimated valuepricier than$480,01644% of homes42% of homes9% of homes
Price per ft²pricier than$31926% of homes46% of homes17% of homes
Living areabigger than1,504 ft²67% of homes57% of homes40% of homes
Lot sizebigger than0.41 ac73% of homes65% of homes67% of homes
Year builtnewer than196211% of homes17% of homes36% of homes

About 645 Wading River Hollow Rd

How much is 645 Wading River Hollow Rd, Middle Island, NY worth?

The TopHap Estimate for 645 Wading River Hollow Rd, Middle Island, NY is $480,016 as of Aug 30, 2026. The likely range is $463,720 to $496,312. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 645 Wading River Hollow Rd, Middle Island, NY last sell?

645 Wading River Hollow Rd, Middle Island, NY last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 645 Wading River Hollow Rd, Middle Island, NY?

645 Wading River Hollow Rd, Middle Island, NY has 3 bedrooms, 1 bathrooms, 1,504 square feet of living space and a 0.41-acre lot.

When was 645 Wading River Hollow Rd, Middle Island, NY built?

645 Wading River Hollow Rd, Middle Island, NY was built in 1962, making it 64 years old. It is a ranch home. The building has 1 story.

How does 645 Wading River Hollow Rd, Middle Island, NY compare to other homes in Middle Island 11953?

Among the 4,665 homes in Middle Island 11953, it is worth more than 42% of them ($480,016 against a typical $503,225), its price per square foot is higher than 46% of them ($319 against a typical $323), it is bigger than 57% of them (1,504 ft² against a typical 1,433 ft²), its lot is bigger than 65% of them (0.41 ac against a typical 0.22 ac) and it is newer than 17% of them (1962 against a typical 1987). Measured against all of Suffolk County, it is worth more than 9% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 645 Wading River Hollow Rd, Middle Island, NY?

The 2024 property tax bill for 645 Wading River Hollow Rd, Middle Island, NY was $6,240. The county assessed it at $1,590.

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