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Single Family ResidenceResidential
$210,157$131 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

645 WATER ST

NORTH BENNINGTON, VT 05257
4
Beds
3
Baths
1,603 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.49 ac
Lot SizeThe size of the land the home sits on, from county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$210K
$190K low$231K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,616 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$173,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$17,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$156,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$173,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
84
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
61
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
93
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.75 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBENNINGTON
Lot (acres)The size of the land the home sits on, from county records.0.49
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Steam
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Mt. Anthony Union Middle SchoolD+
Middle · Grades 6–8 · 3.2 mi
H
Mt. Anthony Senior Union High SchoolC
High · Grades 9–12 · 3.7 mi

District: Mount Anthony Union High School District 14

Neighborhood · ZIP 05257These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.102
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.54

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.2,629
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.207 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,247
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,712
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

645 Water St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Bennington County
  • Costs less per square foot than 88% of homes in Bennington County
  • Has a smaller lot than 76% of homes in Bennington County

What homes are worth in North Bennington 05257

Each bar is how many homes fall in that price range. The marker is this home.

This home
$132K$628K

This home is worth more than 21% of homes in North Bennington 05257.

How it measures up in North Bennington 05257

The dot is this home. The mark in the middle is the typical home in North Bennington 05257.

Estimated value$210,157
CheaperTypical $274,514Pricier

Pricier than 21% of homes nearby

Price per ft²$131
CheaperTypical $162Pricier

Pricier than 27% of homes nearby

Living area1,603 ft²
SmallerTypical 1,600 ft²Bigger

Bigger than 50% of homes nearby

Lot size0.49 ac
SmallerTypical 0.9 acBigger

Bigger than 32% of homes nearby

How 645 Water St ranks against every home in each area.
MeasureThis homeNorth Bennington 05257Bennington County
Estimated valuepricier than$210,15721% of homes18% of homes
Price per ft²pricier than$13127% of homes12% of homes
Living areabigger than1,603 ft²50% of homes53% of homes
Lot sizebigger than0.49 ac32% of homes24% of homes

About 645 Water St

How much is 645 Water St, North Bennington, VT worth?

The TopHap Estimate for 645 Water St, North Bennington, VT is $210,157 as of Aug 30, 2026. The likely range is $189,670 to $230,644. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 645 Water St, North Bennington, VT last sell?

645 Water St, North Bennington, VT last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 645 Water St, North Bennington, VT?

645 Water St, North Bennington, VT has 4 bedrooms, 3 bathrooms, 1,603 square feet of living space and a 0.49-acre lot.

What schools serve 645 Water St, North Bennington, VT?

645 Water St, North Bennington, VT is assigned to Mt. Anthony Union Middle School (middle), rated D+; Mt. Anthony Senior Union High School (high), rated C. All sit in Mount Anthony Union High School District 14. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 645 Water St, North Bennington, VT compare to other homes in North Bennington 05257?

Among the 916 homes in North Bennington 05257, it is worth more than 21% of them ($210,157 against a typical $274,514), its price per square foot is higher than 27% of them ($131 against a typical $162), it is bigger than 50% of them (1,603 ft² against a typical 1,600 ft²) and its lot is bigger than 32% of them (0.49 ac against a typical 0.9 ac). Measured against all of Bennington County, it is worth more than 18% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 645 Water St, North Bennington, VT?

The 2025 property tax bill for 645 Water St, North Bennington, VT was $2,616. The county assessed it at $173,600.

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