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Single Family ResidenceResidential
$236,807$108 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

645 WHITES CROSSING RD

HOLLY SPRINGS, MS 38635
3
Beds
2
Baths
2,202 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.33 ac
Lot SizeThe size of the land the home sits on, from county records.
2007
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$237K
$215K low$258K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,070 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$10,693 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$10,693
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$106,740

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.59
39
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
45
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
92
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBenton
Lot (acres)The size of the land the home sits on, from county records.3.33
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ashland Elementary SchoolD+
Elementary · Grades KG–6 · 4.2 mi
M
Ashland High SchoolD
Middle · Grades 7–12 · 5.2 mi

District: Benton County School District

Neighborhood · ZIP 38635These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.126

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.15,334
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.45 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,854
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,798
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

645 Whites Crossing Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in Holly Springs 38635
  • Costs less per square foot than 76% of homes in Holly Springs 38635
  • Bigger than 83% of homes in Holly Springs 38635
  • Has a bigger lot than 67% of homes in Holly Springs 38635
  • Newer than 86% of homes in Holly Springs 38635

What homes are worth in Holly Springs 38635

Each bar is how many homes fall in that price range. The marker is this home.

This home
$63K$549K

This home is worth more than 74% of homes in Holly Springs 38635.

How it measures up in Holly Springs 38635

The dot is this home. The mark in the middle is the typical home in Holly Springs 38635.

Estimated value$236,807
CheaperTypical $168,207Pricier

Pricier than 74% of homes nearby

Price per ft²$108
CheaperTypical $129Pricier

Pricier than 24% of homes nearby

Living area2,202 ft²
SmallerTypical 1,378 ft²Bigger

Bigger than 83% of homes nearby

Lot size3.33 ac
SmallerTypical 1.7 acBigger

Bigger than 67% of homes nearby

Year built2007
OlderTypical 1984Newer

Newer than 86% of homes nearby

How 645 Whites Crossing Rd ranks against every home in each area.
MeasureThis homeHolly Springs 38635
Estimated valuepricier than$236,80774% of homes
Price per ft²pricier than$10824% of homes
Living areabigger than2,202 ft²83% of homes
Lot sizebigger than3.33 ac67% of homes
Year builtnewer than200786% of homes

About 645 Whites Crossing Rd

How much is 645 Whites Crossing Rd, Holly Springs, MS worth?

The TopHap Estimate for 645 Whites Crossing Rd, Holly Springs, MS is $236,807 as of Oct 21, 2026. The likely range is $215,124 to $258,490. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 645 Whites Crossing Rd, Holly Springs, MS last sell?

645 Whites Crossing Rd, Holly Springs, MS last sold on Jun 4, 2007, according to the county's recorded deed.

How big is 645 Whites Crossing Rd, Holly Springs, MS?

645 Whites Crossing Rd, Holly Springs, MS has 3 bedrooms, 2 bathrooms, 2,202 square feet of living space and a 3.33-acre lot.

When was 645 Whites Crossing Rd, Holly Springs, MS built?

645 Whites Crossing Rd, Holly Springs, MS was built in 2007, making it 19 years old. The building has 1 story.

What schools serve 645 Whites Crossing Rd, Holly Springs, MS?

645 Whites Crossing Rd, Holly Springs, MS is assigned to Ashland Elementary School (elementary), rated D+; Ashland High School (middle), rated D. All sit in Benton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 645 Whites Crossing Rd, Holly Springs, MS compare to other homes in Holly Springs 38635?

Among the 7,119 homes in Holly Springs 38635, it is worth more than 74% of them ($236,807 against a typical $168,207), its price per square foot is higher than 24% of them ($108 against a typical $129), it is bigger than 83% of them (2,202 ft² against a typical 1,378 ft²), its lot is bigger than 67% of them (3.33 ac against a typical 1.7 ac) and it is newer than 86% of them (2007 against a typical 1984). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 645 Whites Crossing Rd, Holly Springs, MS?

The 2023 property tax bill for 645 Whites Crossing Rd, Holly Springs, MS was $1,070. The county assessed it at $10,693.

More homes on Whites Crossing Rd

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More homes in Holly Springs 38635

Assigned schools

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