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Single Family ResidenceResidential
$429,111$260 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $27,000 on Jan 3, 1991

646 BLUFF RD

DAYTON, TN 37321
2
Baths
1,648 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.64 ac
Lot SizeThe size of the land the home sits on, from county records.
1992
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$429K
$401K low$458K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$27,000 · Jan 3, 1991

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$109,550 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$25,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$84,550
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$65,750
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$438,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.68 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyRhea
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2004
Lot (acres)The size of the land the home sits on, from county records.0.64
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 120 ft²Patio · 216 ft²Porch · 40 ft²Boat access

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Dayton City SchoolB+
Elementary · Grades PK–8 · 1.4 mi

District: Dayton City Elementary School District

Neighborhood · ZIP 37321These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.130

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.20,706
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.171 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,363
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,427
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.60 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

646 Bluff Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 84% of homes in Dayton 37321
  • Costs more per square foot than 93% of homes in Dayton 37321
  • Bigger than 66% of homes in Rhea County

What homes are worth in Dayton 37321

Each bar is how many homes fall in that price range. The marker is this home.

This home
$70K$773K

This home is worth more than 84% of homes in Dayton 37321.

How it measures up in Dayton 37321

The dot is this home. The mark in the middle is the typical home in Dayton 37321.

Estimated value$429,111
CheaperTypical $262,418Pricier

Pricier than 84% of homes nearby

Price per ft²$260
CheaperTypical $176Pricier

Pricier than 93% of homes nearby

Living area1,648 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 64% of homes nearby

Lot size0.64 ac
SmallerTypical 0.81 acBigger

Bigger than 42% of homes nearby

Year built1992
OlderTypical 1989Newer

Newer than 55% of homes nearby

How 646 Bluff Rd ranks against every home in each area.
MeasureThis homeDayton 37321Rhea County
Estimated valuepricier than$429,11184% of homes82% of homes
Price per ft²pricier than$26093% of homes87% of homes
Living areabigger than1,648 ft²64% of homes66% of homes
Lot sizebigger than0.64 ac42% of homes39% of homes
Year builtnewer than199255% of homes56% of homes

About 646 Bluff Rd

How much is 646 Bluff Rd, Dayton, TN worth?

The TopHap Estimate for 646 Bluff Rd, Dayton, TN is $429,111 as of Aug 30, 2026. The likely range is $400,670 to $457,552. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 646 Bluff Rd, Dayton, TN last sell?

646 Bluff Rd, Dayton, TN last sold on Jan 3, 1991 for $27,000, according to the county's recorded deed.

How big is 646 Bluff Rd, Dayton, TN?

646 Bluff Rd, Dayton, TN has 2 bathrooms, 1,648 square feet of living space and a 0.64-acre lot.

When was 646 Bluff Rd, Dayton, TN built?

646 Bluff Rd, Dayton, TN was built in 1992, making it 34 years old. The building has 2 stories.

What schools serve 646 Bluff Rd, Dayton, TN?

646 Bluff Rd, Dayton, TN is assigned to Dayton City School (elementary), rated B+. All sit in Dayton City Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 646 Bluff Rd, Dayton, TN compare to other homes in Dayton 37321?

Among the 7,712 homes in Dayton 37321, it is worth more than 84% of them ($429,111 against a typical $262,418), its price per square foot is higher than 93% of them ($260 against a typical $176), it is bigger than 64% of them (1,648 ft² against a typical 1,456 ft²), its lot is bigger than 42% of them (0.64 ac against a typical 0.81 ac) and it is newer than 55% of them (1992 against a typical 1989). Measured against all of Rhea County, it is worth more than 82% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

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