Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$590,108$264 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $320,000 on Jun 19, 2013

646 CLAY WAY

RIPON, CA 95366
4
Beds
3
Baths
2,232 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
2001
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$590K
$559K low$621K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$320,000 · Jun 19, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,443 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$402,793 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$98,509
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$304,284
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$402,793

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Custom Design
CountySan Joaquin
Lot (acres)The size of the land the home sits on, from county records.0.14
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.Pool W/Hot Tub/Spa

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(3)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Ripon High SchoolA
High · Grades 9–12 · 0.6 mi
E
Ripon Elementary SchoolA
Elementary · Grades KG–8 · 0.7 mi

District: Ripon Unified School District

Neighborhood · ZIP 95366These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.65
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.156

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.2.0%
PopulationHow many people live in this area.19,173
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.559 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$116,143
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$137,108
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.13 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

646 Clay Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 90% of homes in Ripon 95366
  • Bigger than 71% of homes in San Joaquin County
  • Has a smaller lot than 87% of homes in Ripon 95366
  • Newer than 69% of homes in San Joaquin County

What homes are worth in Ripon 95366

Each bar is how many homes fall in that price range. The marker is this home.

This home
$382K$1.4M

This home is worth more than 37% of homes in Ripon 95366.

How it measures up in Ripon 95366

The dot is this home. The mark in the middle is the typical home in Ripon 95366.

Estimated value$590,108
CheaperTypical $673,338Pricier

Pricier than 37% of homes nearby

Price per ft²$264
CheaperTypical $344Pricier

Pricier than 10% of homes nearby

Living area2,232 ft²
SmallerTypical 1,978 ft²Bigger

Bigger than 61% of homes nearby

Lot size0.14 ac
SmallerTypical 0.19 acBigger

Bigger than 13% of homes nearby

Year built2001
OlderTypical 1991Newer

Newer than 67% of homes nearby

How 646 Clay Way ranks against every home in each area.
MeasureThis homeRipon 95366San Joaquin County
Estimated valuepricier than$590,10837% of homes64% of homes
Price per ft²pricier than$26410% of homes30% of homes
Living areabigger than2,232 ft²61% of homes71% of homes
Lot sizebigger than0.14 ac13% of homes34% of homes
Year builtnewer than200167% of homes69% of homes

About 646 Clay Way

How much is 646 Clay Way, Ripon, CA worth?

The TopHap Estimate for 646 Clay Way, Ripon, CA is $590,108 as of Aug 30, 2026. The likely range is $558,860 to $621,356. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 646 Clay Way, Ripon, CA last sell?

646 Clay Way, Ripon, CA last sold on Jun 19, 2013 for $320,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 646 Clay Way, Ripon, CA?

646 Clay Way, Ripon, CA has 4 bedrooms, 3 bathrooms, 2,232 square feet of living space and a 0.14-acre lot.

When was 646 Clay Way, Ripon, CA built?

646 Clay Way, Ripon, CA was built in 2001, making it 25 years old. It is a custom design home. The building has 2 stories.

What schools serve 646 Clay Way, Ripon, CA?

646 Clay Way, Ripon, CA is assigned to Ripon High School (high), rated A; Ripon Elementary School (elementary), rated A. All sit in Ripon Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 646 Clay Way, Ripon, CA compare to other homes in Ripon 95366?

Among the 5,564 homes in Ripon 95366, it is worth more than 37% of them ($590,108 against a typical $673,338), its price per square foot is higher than 10% of them ($264 against a typical $344), it is bigger than 61% of them (2,232 ft² against a typical 1,978 ft²), its lot is bigger than 13% of them (0.14 ac against a typical 0.19 ac) and it is newer than 67% of them (2001 against a typical 1991). Measured against all of San Joaquin County, it is worth more than 64% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 646 Clay Way, Ripon, CA?

The 2025 property tax bill for 646 Clay Way, Ripon, CA was $4,443. The county assessed it at $402,793.

More homes on Clay Way

Closest homes

More homes in Ripon 95366

Assigned schools

Explore the area

See this home in context

Open 646 Clay Way on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map