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Single Family ResidenceResidential
$608,394$228 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $500,000 on Aug 2, 2022

646 LAKE RIDGE DR

SOUTH ELGIN, IL 60177
4
Beds
3.5
Baths
2,672 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$608K
$580K low$637K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$500,000 · Aug 2, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$13,107 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$180,358 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$34,354
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$146,004
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$166,183
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$541,291

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKANE
Lot (acres)The size of the land the home sits on, from county records.0.19
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(10)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Corron Elementary SchoolA
Elementary · Grades KG–5 · 0.4 mi
H
St. Charles North High SchoolA-
High · Grades 9–12 · 2.5 mi
M
Wredling Middle SchoolB+
Middle · Grades 6–8 · 4.7 mi

District: St. Charles Community Unit School District 303

Neighborhood · ZIP 60177These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.61
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.112
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.53

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.22,547
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,443 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$115,457
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$145,903
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

646 Lake Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Kane County
  • Bigger than 84% of homes in South Elgin 60177
  • Has a smaller lot than 79% of homes in South Elgin 60177
  • Newer than 92% of homes in South Elgin 60177

What homes are worth in South Elgin 60177

Each bar is how many homes fall in that price range. The marker is this home.

This home
$199K$784K

This home is worth more than 86% of homes in South Elgin 60177.

How it measures up in South Elgin 60177

The dot is this home. The mark in the middle is the typical home in South Elgin 60177.

Estimated value$608,394
CheaperTypical $371,233Pricier

Pricier than 86% of homes nearby

Price per ft²$228
CheaperTypical $219Pricier

Pricier than 62% of homes nearby

Living area2,672 ft²
SmallerTypical 1,626 ft²Bigger

Bigger than 84% of homes nearby

Lot size0.19 ac
SmallerTypical 0.23 acBigger

Bigger than 21% of homes nearby

Year built2002
OlderTypical 1995Newer

Newer than 92% of homes nearby

How 646 Lake Ridge Dr ranks against every home in each area.
MeasureThis homeSouth Elgin 60177Kane County
Estimated valuepricier than$608,39486% of homes87% of homes
Price per ft²pricier than$22862% of homes61% of homes
Living areabigger than2,672 ft²84% of homes82% of homes
Lot sizebigger than0.19 ac21% of homes29% of homes
Year builtnewer than200292% of homes83% of homes

About 646 Lake Ridge Dr

How much is 646 Lake Ridge Dr, South Elgin, IL worth?

The TopHap Estimate for 646 Lake Ridge Dr, South Elgin, IL is $608,394 as of Aug 30, 2026. The likely range is $579,867 to $636,921. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 646 Lake Ridge Dr, South Elgin, IL last sell?

646 Lake Ridge Dr, South Elgin, IL last sold on Aug 2, 2022 for $500,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 646 Lake Ridge Dr, South Elgin, IL?

646 Lake Ridge Dr, South Elgin, IL has 4 bedrooms, 3.5 bathrooms, 2,672 square feet of living space and a 0.19-acre lot.

When was 646 Lake Ridge Dr, South Elgin, IL built?

646 Lake Ridge Dr, South Elgin, IL was built in 2002, making it 24 years old. The building has 2 stories.

What schools serve 646 Lake Ridge Dr, South Elgin, IL?

646 Lake Ridge Dr, South Elgin, IL is assigned to Corron Elementary School (elementary), rated A; St. Charles North High School (high), rated A-; Wredling Middle School (middle), rated B+. All sit in St. Charles Community Unit School District 303. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 646 Lake Ridge Dr, South Elgin, IL compare to other homes in South Elgin 60177?

Among the 8,600 homes in South Elgin 60177, it is worth more than 86% of them ($608,394 against a typical $371,233), its price per square foot is higher than 62% of them ($228 against a typical $219), it is bigger than 84% of them (2,672 ft² against a typical 1,626 ft²), its lot is bigger than 21% of them (0.19 ac against a typical 0.23 ac) and it is newer than 92% of them (2002 against a typical 1995). Measured against all of Kane County, it is worth more than 87% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 646 Lake Ridge Dr, South Elgin, IL?

The 2025 property tax bill for 646 Lake Ridge Dr, South Elgin, IL was $13,107. The county assessed it at $180,358.

More homes on Lake Ridge Dr

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