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Single Family ResidenceResidential
$134,164$109 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $75,000 on Aug 2, 2022

646 N UPPER ST

LEXINGTON, KY 40508
2
Beds
2 / 1
Baths
1,232 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,751 ft²
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$134K
$108K low$160K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$75,000 · Aug 2, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$945 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$75,000 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$75,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$75,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
84
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
90
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
22
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFAYETTE
Lot (acres)The size of the land the home sits on, from county records.0.09
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Lexington Middle SchoolD-
Middle · Grades 6–8 · 0.5 mi
E
Harrison Elementary SchoolD-
Elementary · Grades PK–5 · 0.8 mi
H
Lafayette High SchoolA+
High · Grades 9–12 · 3.0 mi

District: Fayette County School District

Neighborhood · ZIP 40508These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.142
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.170
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.55

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.26%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.23,928
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,741 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$36,773
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$59,436
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

646 N Upper St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 96% of homes in Fayette County
  • Costs less per square foot than 98% of homes in Fayette County
  • Smaller than 73% of homes in Fayette County
  • Has a smaller lot than 92% of homes in Fayette County
  • Among the oldest homes in Fayette County

What homes are worth in Lexington 40508

Each bar is how many homes fall in that price range. The marker is this home.

This home
$75K$881K

This home is worth more than 28% of homes in Lexington 40508.

How it measures up in Lexington 40508

The dot is this home. The mark in the middle is the typical home in Lexington 40508.

Estimated value$134,164
CheaperTypical $197,600Pricier

Pricier than 28% of homes nearby

Price per ft²$109
CheaperTypical $177Pricier

Pricier than 16% of homes nearby

Living area1,232 ft²
SmallerTypical 1,240 ft²Bigger

Bigger than 50% of homes nearby

Lot size3,751 ft²
SmallerTypical 0.12 acBigger

Bigger than 32% of homes nearby

Year built1900
OlderTypical 1934Newer

Newer than 19% of homes nearby

How 646 N Upper St ranks against every home in each area.
MeasureThis homeNorthsideLexington 40508Fayette County
Estimated valuepricier than$134,16414% of homes28% of homes4% of homes
Price per ft²pricier than$1099% of homes16% of homes2% of homes
Living areabigger than1,232 ft²35% of homes50% of homes27% of homes
Lot sizebigger than3,751 ft²29% of homes32% of homes8% of homes
Year builtnewer than190034% of homes19% of homesalmost no homes

About 646 N Upper St

How much is 646 N Upper St, Lexington, KY worth?

The TopHap Estimate for 646 N Upper St, Lexington, KY is $134,164 as of Sep 24, 2026. The likely range is $108,187 to $160,141. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 646 N Upper St, Lexington, KY last sell?

646 N Upper St, Lexington, KY last sold on Aug 2, 2022 for $75,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 646 N Upper St, Lexington, KY?

646 N Upper St, Lexington, KY has 2 bedrooms, 2 bathrooms, 1,232 square feet of living space and a 0.09-acre lot.

When was 646 N Upper St, Lexington, KY built?

646 N Upper St, Lexington, KY was built in 1900, making it 126 years old. The building has 1 story.

What schools serve 646 N Upper St, Lexington, KY?

646 N Upper St, Lexington, KY is assigned to Lexington Middle School (middle), rated D-; Harrison Elementary School (elementary), rated D-; Lafayette High School (high), rated A+. All sit in Fayette County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 646 N Upper St, Lexington, KY compare to other homes in Lexington 40508?

Among the 6,083 homes in Lexington 40508, it is worth more than 28% of them ($134,164 against a typical $197,600), its price per square foot is higher than 16% of them ($109 against a typical $177), it is bigger than 50% of them (1,232 ft² against a typical 1,240 ft²), its lot is bigger than 32% of them (3,751 ft² against a typical 0.12 ac) and it is newer than 19% of them (1900 against a typical 1934). Measured against all of Fayette County, it is worth more than 4% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 646 N Upper St, Lexington, KY?

The 2026 property tax bill for 646 N Upper St, Lexington, KY was $945. The county assessed it at $75,000.

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