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Single Family ResidenceResidential
$915,395$613 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

646 PROSPECT AVE

LITTLE SILVER, NJ 07739
3
Beds
2
Baths
1,494 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.79 ac
Lot SizeThe size of the land the home sits on, from county records.
1947
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$915K
$848K low$983K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$11,312 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$835,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$665,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$169,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$787,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$835,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
27
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
47
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.74 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.89%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyMONMOUTH
Lot (acres)The size of the land the home sits on, from county records.0.79
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 224 ft²Shed · 96 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Point Road SchoolA
Elementary · Grades PK–4 · 0.4 mi
M
Markham Place SchoolA+
Middle · Grades 5–8 · 0.5 mi
H
Red Bank Regional High SchoolB-
High · Grades 9–12 · 1.1 mi

District: Red Bank Regional School District

Neighborhood · ZIP 07739These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.55
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.115
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.94

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.45%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.1.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.6,103
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,830 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$200,497
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$261,304
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

646 Prospect Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 81% of homes in Little Silver 07739
  • Costs more per square foot than 86% of homes in Monmouth County
  • Smaller than 89% of homes in Little Silver 07739
  • Has a bigger lot than 85% of homes in Little Silver 07739
  • Older than 81% of homes in Monmouth County

What homes are worth in Little Silver 07739

Each bar is how many homes fall in that price range. The marker is this home.

This home
$636K$3.7M

This home is worth more than 19% of homes in Little Silver 07739.

How it measures up in Little Silver 07739

The dot is this home. The mark in the middle is the typical home in Little Silver 07739.

Estimated value$915,395
CheaperTypical $1,263,126Pricier

Pricier than 19% of homes nearby

Price per ft²$613
CheaperTypical $559Pricier

Pricier than 71% of homes nearby

Living area1,494 ft²
SmallerTypical 2,236 ft²Bigger

Bigger than 11% of homes nearby

Lot size0.79 ac
SmallerTypical 0.35 acBigger

Bigger than 85% of homes nearby

Year built1947
OlderTypical 1957Newer

Newer than 23% of homes nearby

How 646 Prospect Ave ranks against every home in each area.
MeasureThis homeLittle Silver 07739Monmouth County
Estimated valuepricier than$915,39519% of homes66% of homes
Price per ft²pricier than$61371% of homes86% of homes
Living areabigger than1,494 ft²11% of homes29% of homes
Lot sizebigger than0.79 ac85% of homes84% of homes
Year builtnewer than194723% of homes19% of homes

About 646 Prospect Ave

How much is 646 Prospect Ave, Little Silver, NJ worth?

The TopHap Estimate for 646 Prospect Ave, Little Silver, NJ is $915,395 as of Aug 30, 2026. The likely range is $847,799 to $982,991. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 646 Prospect Ave, Little Silver, NJ last sell?

646 Prospect Ave, Little Silver, NJ last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 646 Prospect Ave, Little Silver, NJ?

646 Prospect Ave, Little Silver, NJ has 3 bedrooms, 2 bathrooms, 1,494 square feet of living space and a 0.79-acre lot.

When was 646 Prospect Ave, Little Silver, NJ built?

646 Prospect Ave, Little Silver, NJ was built in 1947, making it 79 years old. It is a ranch home. The building has 1 story.

What schools serve 646 Prospect Ave, Little Silver, NJ?

646 Prospect Ave, Little Silver, NJ is assigned to Point Road School (elementary), rated A; Markham Place School (middle), rated A+; Red Bank Regional High School (high), rated B-. All sit in Red Bank Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 646 Prospect Ave, Little Silver, NJ compare to other homes in Little Silver 07739?

Among the 2,345 homes in Little Silver 07739, it is worth more than 19% of them ($915,395 against a typical $1,263,126), its price per square foot is higher than 71% of them ($613 against a typical $559), it is bigger than 11% of them (1,494 ft² against a typical 2,236 ft²), its lot is bigger than 85% of them (0.79 ac against a typical 0.35 ac) and it is newer than 23% of them (1947 against a typical 1957). Measured against all of Monmouth County, it is worth more than 66% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 646 Prospect Ave, Little Silver, NJ?

The 2025 property tax bill for 646 Prospect Ave, Little Silver, NJ was $11,312. The county assessed it at $835,300.

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