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Single Family ResidenceResidential
$452,159$294 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $123,500 on Nov 22, 2011

646 RAILROAD AVE

RIFLE, CO 81650
3
Beds
2
Baths
1,536 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1928
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$452K
$435K low$470K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$123,500 · Nov 22, 2011
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$222,159
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$177,727
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.47%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$180,000
BAY EQUITY LLC · recorded Jan 8, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
ALPINE BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,595 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$29,520 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,750
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$25,770
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$23,650
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$472,270

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyGarfield
Lot (acres)The size of the land the home sits on, from county records.0.16
ConstructionThe main material the home's frame and walls are built from.Metal Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.None
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 396 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(3)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Rifle Middle SchoolD
Middle · Grades 5–8 · 0.1 mi
H
Rifle High SchoolC
High · Grades 9–12 · 0.6 mi
E
Graham Mesa Elementary SchoolD
Elementary · Grades PK–4 · 1.4 mi

District: Garfield School District Re-2

Neighborhood · ZIP 81650These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.121

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.14,358
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.11 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,363
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,406
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.15 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.71%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

646 Railroad Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 81% of homes in Garfield County
  • Costs less per square foot than 83% of homes in Garfield County
  • Has a smaller lot than 69% of homes in Rifle 81650
  • Older than 95% of homes in Garfield County

What homes are worth in Rifle 81650

Each bar is how many homes fall in that price range. The marker is this home.

This home
$214K$1.4M

This home is worth more than 35% of homes in Rifle 81650.

How it measures up in Rifle 81650

The dot is this home. The mark in the middle is the typical home in Rifle 81650.

Estimated value$452,159
CheaperTypical $511,750Pricier

Pricier than 35% of homes nearby

Price per ft²$294
CheaperTypical $314Pricier

Pricier than 36% of homes nearby

Living area1,536 ft²
SmallerTypical 1,562 ft²Bigger

Bigger than 49% of homes nearby

Lot size0.16 ac
SmallerTypical 0.21 acBigger

Bigger than 31% of homes nearby

Year built1928
OlderTypical 1995Newer

Newer than 6% of homes nearby

How 646 Railroad Ave ranks against every home in each area.
MeasureThis homeRifle 81650Garfield County
Estimated valuepricier than$452,15935% of homes19% of homes
Price per ft²pricier than$29436% of homes17% of homes
Living areabigger than1,536 ft²49% of homes42% of homes
Lot sizebigger than0.16 ac31% of homes33% of homes
Year builtnewer than19286% of homes5% of homes

About 646 Railroad Ave

How much is 646 Railroad Ave, Rifle, CO worth?

The TopHap Estimate for 646 Railroad Ave, Rifle, CO is $452,159 as of Jul 14, 2026. The likely range is $434,611 to $469,706. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 646 Railroad Ave, Rifle, CO last sell?

646 Railroad Ave, Rifle, CO last sold on Nov 22, 2011 for $123,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 646 Railroad Ave, Rifle, CO?

646 Railroad Ave, Rifle, CO has 3 bedrooms, 2 bathrooms, 1,536 square feet of living space and a 0.16-acre lot.

When was 646 Railroad Ave, Rifle, CO built?

646 Railroad Ave, Rifle, CO was built in 1928, making it 98 years old. The building has 1 story.

What schools serve 646 Railroad Ave, Rifle, CO?

646 Railroad Ave, Rifle, CO is assigned to Rifle Middle School (middle), rated D; Rifle High School (high), rated C; Graham Mesa Elementary School (elementary), rated D. All sit in Garfield School District Re-2. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 646 Railroad Ave, Rifle, CO compare to other homes in Rifle 81650?

Among the 4,440 homes in Rifle 81650, it is worth more than 35% of them ($452,159 against a typical $511,750), its price per square foot is higher than 36% of them ($294 against a typical $314), it is bigger than 49% of them (1,536 ft² against a typical 1,562 ft²), its lot is bigger than 31% of them (0.16 ac against a typical 0.21 ac) and it is newer than 6% of them (1928 against a typical 1995). Measured against all of Garfield County, it is worth more than 19% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 646 Railroad Ave, Rifle, CO?

The 2025 property tax bill for 646 Railroad Ave, Rifle, CO was $2,595. The county assessed it at $29,520.

More homes on Railroad Ave

Closest homes

More homes in Rifle 81650

Assigned schools

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