Skip to content
Skip to content
TopHapOpen in map
Rural ResidenceResidential
$330,547$417 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

646 RIVER RD

CLEVELAND, GA 30528
3
Beds
1
Baths
792 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
28.68 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$331K
$300K low$362K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,049 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$140,212 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$107,380
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$32,832
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$140,212
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$350,530

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.28
78
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
21
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
41
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.65 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyWHITE
Lot (acres)The size of the land the home sits on, from county records.28.68
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 72 ft²Patio · 72 ft²Porch · 272 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mossy Creek Elementary SchoolB+
Elementary · Grades KG–5 · 7.0 mi
M
White County Middle SchoolB-
Middle · Grades 6–8 · 8.0 mi
H
White County High SchoolA-
High · Grades 10–12 · 9.6 mi

District: White County School District

Neighborhood · ZIP 30528These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.73

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.25,757
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.141 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,604
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,089
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.67 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

646 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 98% of homes in Cleveland 30528
  • Smaller than 93% of homes in Cleveland 30528
  • Has a bigger lot than 97% of homes in Cleveland 30528
  • Older than 78% of homes in Cleveland 30528

What homes are worth in Cleveland 30528

Each bar is how many homes fall in that price range. The marker is this home.

This home
$101K$871K

This home is worth more than 50% of homes in Cleveland 30528.

How it measures up in Cleveland 30528

The dot is this home. The mark in the middle is the typical home in Cleveland 30528.

Estimated value$330,547
CheaperTypical $334,118Pricier

Pricier than 50% of homes nearby

Price per ft²$417
CheaperTypical $211Pricier

Pricier than 98% of homes nearby

Living area792 ft²
SmallerTypical 1,520 ft²Bigger

Bigger than 7% of homes nearby

Lot size28.68 ac
SmallerTypical 1.85 acBigger

Bigger than 97% of homes nearby

Year built1980
OlderTypical 1996Newer

Newer than 22% of homes nearby

How 646 River Rd ranks against every home in each area.
MeasureThis homeCleveland 30528White County
Estimated valuepricier than$330,54750% of homes47% of homes
Price per ft²pricier than$41798% of homes97% of homes
Living areabigger than792 ft²7% of homes7% of homes
Lot sizebigger than28.68 ac97% of homes97% of homes
Year builtnewer than198022% of homes22% of homes

About 646 River Rd

How much is 646 River Rd, Cleveland, GA worth?

The TopHap Estimate for 646 River Rd, Cleveland, GA is $330,547 as of Aug 30, 2026. The likely range is $299,592 to $361,502. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 646 River Rd, Cleveland, GA last sell?

646 River Rd, Cleveland, GA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 646 River Rd, Cleveland, GA?

646 River Rd, Cleveland, GA has 3 bedrooms, 1 bathrooms, 792 square feet of living space and a 28.68-acre lot.

When was 646 River Rd, Cleveland, GA built?

646 River Rd, Cleveland, GA was built in 1980, making it 46 years old. The building has 1 story.

What schools serve 646 River Rd, Cleveland, GA?

646 River Rd, Cleveland, GA is assigned to Mossy Creek Elementary School (elementary), rated B+; White County Middle School (middle), rated B-; White County High School (high), rated A-. All sit in White County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 646 River Rd, Cleveland, GA compare to other homes in Cleveland 30528?

Among the 11,057 homes in Cleveland 30528, it is worth more than 50% of them ($330,547 against a typical $334,118), its price per square foot is higher than 98% of them ($417 against a typical $211), it is bigger than 7% of them (792 ft² against a typical 1,520 ft²), its lot is bigger than 97% of them (28.68 ac against a typical 1.85 ac) and it is newer than 22% of them (1980 against a typical 1996). Measured against all of White County, it is worth more than 47% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 646 River Rd, Cleveland, GA?

The 2026 property tax bill for 646 River Rd, Cleveland, GA was $1,049. The county assessed it at $140,212.

More homes on River Rd

Closest homes

More homes in Cleveland 30528

Assigned schools

Explore the area

See this home in context

Open 646 River Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map