Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$639,636$174 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $385,945 on Feb 3, 2005

646 ROSEWOOD ST

BELLE VERNON, PA 15012
0
Baths
3,668 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.39 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$640K
$601K low$679K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$385,945 · Feb 3, 2005
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$301,536
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$241,229
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.53%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$338,100
DISCOVER HOME LOANS INC · recorded May 9, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,449 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$51,810 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,040
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$46,770
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$51,810
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$51,810

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
72
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
85
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
26
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWESTMORELAND
Lot (acres)The size of the land the home sits on, from county records.1.40
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rostraver Elementary SchoolB+
Elementary · Grades KG–6 · 0.8 mi
H
Belle Vernon Area High SchoolC+
High · Grades 9–12 · 1.0 mi
M
Belle Vernon Area Middle SchoolC+
Middle · Grades 7–8 · 5.2 mi

District: Belle Vernon Area School District

Neighborhood · ZIP 15012These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.26

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.15,021
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.447 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,177
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,902
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

646 Rosewood St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Belle Vernon 15012
  • Bigger than 98% of homes in Belle Vernon 15012
  • Has a bigger lot than 87% of homes in Belle Vernon 15012
  • Newer than 87% of homes in Belle Vernon 15012

What homes are worth in Belle Vernon 15012

Each bar is how many homes fall in that price range. The marker is this home.

This home
$48K$627K

This home is worth more than 98% of homes in Belle Vernon 15012.

How it measures up in Belle Vernon 15012

The dot is this home. The mark in the middle is the typical home in Belle Vernon 15012.

Estimated value$639,636
CheaperTypical $199,666Pricier

Pricier than 98% of homes nearby

Price per ft²$174
CheaperTypical $151Pricier

Pricier than 61% of homes nearby

Living area3,668 ft²
SmallerTypical 1,457 ft²Bigger

Bigger than 98% of homes nearby

Lot size1.39 ac
SmallerTypical 0.3 acBigger

Bigger than 87% of homes nearby

Year built2005
OlderTypical 1963Newer

Newer than 87% of homes nearby

How 646 Rosewood St ranks against every home in each area.
MeasureThis homeBelle Vernon 15012Westmoreland County
Estimated valuepricier than$639,63698% of homes97% of homes
Price per ft²pricier than$17461% of homes48% of homes
Living areabigger than3,668 ft²98% of homes98% of homes
Lot sizebigger than1.39 ac87% of homes85% of homes
Year builtnewer than200587% of homes85% of homes

About 646 Rosewood St

How much is 646 Rosewood St, Belle Vernon, PA worth?

The TopHap Estimate for 646 Rosewood St, Belle Vernon, PA is $639,636 as of Jul 14, 2026. The likely range is $600,545 to $678,727. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 646 Rosewood St, Belle Vernon, PA last sell?

646 Rosewood St, Belle Vernon, PA last sold on Feb 3, 2005 for $385,945, according to the county's recorded deed.

How big is 646 Rosewood St, Belle Vernon, PA?

646 Rosewood St, Belle Vernon, PA has 3,668 square feet of living space and a 1.40-acre lot.

When was 646 Rosewood St, Belle Vernon, PA built?

646 Rosewood St, Belle Vernon, PA was built in 2005, making it 21 years old. The building has 2 stories.

What schools serve 646 Rosewood St, Belle Vernon, PA?

646 Rosewood St, Belle Vernon, PA is assigned to Rostraver Elementary School (elementary), rated B+; Belle Vernon Area High School (high), rated C+; Belle Vernon Area Middle School (middle), rated C+. All sit in Belle Vernon Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 646 Rosewood St, Belle Vernon, PA compare to other homes in Belle Vernon 15012?

Among the 6,927 homes in Belle Vernon 15012, it is worth more than 98% of them ($639,636 against a typical $199,666), its price per square foot is higher than 61% of them ($174 against a typical $151), it is bigger than 98% of them (3,668 ft² against a typical 1,457 ft²), its lot is bigger than 87% of them (1.39 ac against a typical 0.3 ac) and it is newer than 87% of them (2005 against a typical 1963). Measured against all of Westmoreland County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 646 Rosewood St, Belle Vernon, PA?

The 2026 property tax bill for 646 Rosewood St, Belle Vernon, PA was $7,449. The county assessed it at $51,810.

More homes on Rosewood St

Closest homes

More homes in Belle Vernon 15012

Assigned schools

Explore the area

See this home in context

Open 646 Rosewood St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map