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Single Family ResidenceResidential
$128,011$146 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

646 RUSSIA RD

POLAND, NY 13431
3
Beds
1
Baths
877 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$128K
$111K low$145K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.135%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$134,752
NEW DAY FINANCIAL LLC · recorded Sep 21, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$507 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$67,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$18,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$49,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$67,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$93,185

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyHerkimer
Lot (acres)The size of the land the home sits on, from county records.2.50
HeatingThe type of heating system in the home.Forced Air
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 222 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Poland Junior-Senior High SchoolA
Middle · Grades 6–12 · 2.3 mi
E
Poland Elementary SchoolA-
Elementary · Grades PK–5 · 2.3 mi

District: Poland Central School District

Neighborhood · ZIP 13431These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.55

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.1,880
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.56 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$85,747
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$97,125
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

646 Russia Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in Poland 13431
  • Smaller than 94% of homes in Poland 13431
  • Has a bigger lot than 74% of homes in Herkimer County
  • Older than 75% of homes in Herkimer County

What homes are worth in Poland 13431

Each bar is how many homes fall in that price range. The marker is this home.

This home
$96K$505K

This home is worth more than 11% of homes in Poland 13431.

How it measures up in Poland 13431

The dot is this home. The mark in the middle is the typical home in Poland 13431.

Estimated value$128,011
CheaperTypical $222,712Pricier

Pricier than 11% of homes nearby

Price per ft²$146
CheaperTypical $138Pricier

Pricier than 56% of homes nearby

Living area877 ft²
SmallerTypical 1,638 ft²Bigger

Bigger than 6% of homes nearby

Lot size2.5 ac
SmallerTypical 2.4 acBigger

Bigger than 51% of homes nearby

Year built1900
OlderTypical 1971Newer

Newer than 26% of homes nearby

How 646 Russia Rd ranks against every home in each area.
MeasureThis homePoland 13431Herkimer County
Estimated valuepricier than$128,01111% of homes22% of homes
Price per ft²pricier than$14656% of homes64% of homes
Living areabigger than877 ft²6% of homes10% of homes
Lot sizebigger than2.5 ac51% of homes74% of homes
Year builtnewer than190026% of homes25% of homes

About 646 Russia Rd

How much is 646 Russia Rd, Poland, NY worth?

The TopHap Estimate for 646 Russia Rd, Poland, NY is $128,011 as of Jul 14, 2026. The likely range is $110,760 to $145,262. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 646 Russia Rd, Poland, NY?

646 Russia Rd, Poland, NY has 3 bedrooms, 1 bathrooms, 877 square feet of living space and a 2.50-acre lot.

When was 646 Russia Rd, Poland, NY built?

646 Russia Rd, Poland, NY was built in 1900, making it 126 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 646 Russia Rd, Poland, NY?

646 Russia Rd, Poland, NY is assigned to Poland Junior-Senior High School (middle), rated A; Poland Elementary School (elementary), rated A-. All sit in Poland Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 646 Russia Rd, Poland, NY compare to other homes in Poland 13431?

Among the 756 homes in Poland 13431, it is worth more than 11% of them ($128,011 against a typical $222,712), its price per square foot is higher than 56% of them ($146 against a typical $138), it is bigger than 6% of them (877 ft² against a typical 1,638 ft²), its lot is bigger than 51% of them (2.5 ac against a typical 2.4 ac) and it is newer than 26% of them (1900 against a typical 1971). Measured against all of Herkimer County, it is worth more than 22% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 646 Russia Rd, Poland, NY?

The 2024 property tax bill for 646 Russia Rd, Poland, NY was $507. The county assessed it at $67,000.

Closest homes

More homes in Poland 13431

Assigned schools

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