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Single Family ResidenceResidential
$749,301$341 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $470,280 on Jan 30, 2012

646 S BEACH RD

POINT ROBERTS, WA 98281
3
Beds
3
Baths
2,200 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.46 ac
Lot SizeThe size of the land the home sits on, from county records.
1992
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$749K
$650K low$848K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$470,280 · Jan 30, 2012
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$389,301
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$311,441
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.45%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$360,000
CHERRY CREEK MORTGAGE CO INC · recorded Jun 19, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,449 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$842,042 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$350,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$491,642
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$842,042

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.4
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
1
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
1
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
17
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyWhatcom
Lot (acres)The size of the land the home sits on, from county records.0.46
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.Spa/Hot Tub (Only)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 892 ft²Porch · 520 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Point Roberts Primary School
Elementary · Grades KG–2 · 0.8 mi
M
Blaine Middle SchoolB+
Middle · Grades 6–8 · 14.2 mi
H
Blaine High SchoolB-
High · Grades 9–12 · 14.3 mi

District: Blaine School District

Neighborhood · ZIP 98281These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.197
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.218

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.25%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.37%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.385
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.59 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,394
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$182,365
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.43%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

646 S Beach Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Point Roberts 98281
  • Bigger than 90% of homes in Point Roberts 98281
  • Has a bigger lot than 82% of homes in Point Roberts 98281
  • Newer than 69% of homes in Point Roberts 98281

What homes are worth in Point Roberts 98281

Each bar is how many homes fall in that price range. The marker is this home.

This home
$119K$1.3M

This home is worth more than 88% of homes in Point Roberts 98281.

How it measures up in Point Roberts 98281

The dot is this home. The mark in the middle is the typical home in Point Roberts 98281.

Estimated value$749,301
CheaperTypical $374,179Pricier

Pricier than 88% of homes nearby

Price per ft²$341
CheaperTypical $343Pricier

Pricier than 49% of homes nearby

Living area2,200 ft²
SmallerTypical 1,056 ft²Bigger

Bigger than 90% of homes nearby

Lot size0.46 ac
SmallerTypical 0.2 acBigger

Bigger than 82% of homes nearby

Year built1992
OlderTypical 1975Newer

Newer than 69% of homes nearby

How 646 S Beach Rd ranks against every home in each area.
MeasureThis homePoint Roberts 98281Whatcom County
Estimated valuepricier than$749,30188% of homes77% of homes
Price per ft²pricier than$34149% of homes38% of homes
Living areabigger than2,200 ft²90% of homes81% of homes
Lot sizebigger than0.46 ac82% of homes71% of homes
Year builtnewer than199269% of homes56% of homes

About 646 S Beach Rd

How much is 646 S Beach Rd, Point Roberts, WA worth?

The TopHap Estimate for 646 S Beach Rd, Point Roberts, WA is $749,301 as of Jul 14, 2026. The likely range is $650,326 to $848,276. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 646 S Beach Rd, Point Roberts, WA last sell?

646 S Beach Rd, Point Roberts, WA last sold on Jan 30, 2012 for $470,280, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 646 S Beach Rd, Point Roberts, WA?

646 S Beach Rd, Point Roberts, WA has 3 bedrooms, 3 bathrooms, 2,200 square feet of living space and a 0.46-acre lot.

When was 646 S Beach Rd, Point Roberts, WA built?

646 S Beach Rd, Point Roberts, WA was built in 1992, making it 34 years old. It is a split level home. The building has 2 stories.

What schools serve 646 S Beach Rd, Point Roberts, WA?

646 S Beach Rd, Point Roberts, WA is assigned to Point Roberts Primary School (elementary); Blaine Middle School (middle), rated B+; Blaine High School (high), rated B-. All sit in Blaine School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 646 S Beach Rd, Point Roberts, WA compare to other homes in Point Roberts 98281?

Among the 2,398 homes in Point Roberts 98281, it is worth more than 88% of them ($749,301 against a typical $374,179), its price per square foot is higher than 49% of them ($341 against a typical $343), it is bigger than 90% of them (2,200 ft² against a typical 1,056 ft²), its lot is bigger than 82% of them (0.46 ac against a typical 0.2 ac) and it is newer than 69% of them (1992 against a typical 1975). Measured against all of Whatcom County, it is worth more than 77% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 646 S Beach Rd, Point Roberts, WA?

The 2024 property tax bill for 646 S Beach Rd, Point Roberts, WA was $6,449. The county assessed it at $842,042.

Closest homes

More homes in Point Roberts 98281

Assigned schools

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