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Single Family ResidenceResidential
$616,415$402 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $290,000 on May 10, 2018

646 SCARLET MTN RD

FLAT ROCK, NC 28731
2
Beds
3
Baths
1,535 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4 ac
Lot SizeThe size of the land the home sits on, from county records.
2006
Year BuiltThe year the home was originally built, according to county records.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$616K
$512K low$721K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$290,000 · May 10, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,521 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$469,413 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$64,750
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$404,663
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$344,643
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$469,413

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPOLK
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2010
Lot (acres)The size of the land the home sits on, from county records.4.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Polk County High SchoolC+
High · Grades 9–12 · 7.5 mi
M
Polk County Middle SchoolC-
Middle · Grades 6–8 · 7.7 mi
E
Polk Central Elementary SchoolC-
Elementary · Grades PK–5 · 10.3 mi

District: Polk County Schools

Neighborhood · ZIP 28731These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.94

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.11,192
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.401 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,204
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,508
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.62 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

646 Scarlet Mtn Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Polk County
  • Costs more per square foot than 89% of homes in Flat Rock 28731
  • Smaller than 67% of homes in Flat Rock 28731
  • Has a bigger lot than 91% of homes in Flat Rock 28731
  • Newer than 91% of homes in Polk County

What homes are worth in Flat Rock 28731

Each bar is how many homes fall in that price range. The marker is this home.

This home
$149K$1.7M

This home is worth more than 64% of homes in Flat Rock 28731.

How it measures up in Flat Rock 28731

The dot is this home. The mark in the middle is the typical home in Flat Rock 28731.

Estimated value$616,415
CheaperTypical $513,571Pricier

Pricier than 64% of homes nearby

Price per ft²$402
CheaperTypical $267Pricier

Pricier than 89% of homes nearby

Living area1,535 ft²
SmallerTypical 1,855 ft²Bigger

Bigger than 33% of homes nearby

Lot size4 ac
SmallerTypical 0.88 acBigger

Bigger than 91% of homes nearby

Year built2006
OlderTypical 1995Newer

Newer than 75% of homes nearby

How 646 Scarlet Mtn Rd ranks against every home in each area.
MeasureThis homeFlat Rock 28731Polk County
Estimated valuepricier than$616,41564% of homes79% of homes
Price per ft²pricier than$40289% of homes80% of homes
Living areabigger than1,535 ft²33% of homes56% of homes
Lot sizebigger than4 ac91% of homes67% of homes
Year builtnewer than200675% of homes91% of homes

About 646 Scarlet Mtn Rd

How much is 646 Scarlet Mtn Rd, Flat Rock, NC worth?

The TopHap Estimate for 646 Scarlet Mtn Rd, Flat Rock, NC is $616,415 as of Aug 30, 2026. The likely range is $511,594 to $721,236. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 646 Scarlet Mtn Rd, Flat Rock, NC last sell?

646 Scarlet Mtn Rd, Flat Rock, NC last sold on May 10, 2018 for $290,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 646 Scarlet Mtn Rd, Flat Rock, NC?

646 Scarlet Mtn Rd, Flat Rock, NC has 2 bedrooms, 3 bathrooms, 1,535 square feet of living space and a 4.00-acre lot.

When was 646 Scarlet Mtn Rd, Flat Rock, NC built?

646 Scarlet Mtn Rd, Flat Rock, NC was built in 2006, making it 20 years old.

What schools serve 646 Scarlet Mtn Rd, Flat Rock, NC?

646 Scarlet Mtn Rd, Flat Rock, NC is assigned to Polk County High School (high), rated C+; Polk County Middle School (middle), rated C-; Polk Central Elementary School (elementary), rated C-. All sit in Polk County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 646 Scarlet Mtn Rd, Flat Rock, NC compare to other homes in Flat Rock 28731?

Among the 4,347 homes in Flat Rock 28731, it is worth more than 64% of them ($616,415 against a typical $513,571), its price per square foot is higher than 89% of them ($402 against a typical $267), it is bigger than 33% of them (1,535 ft² against a typical 1,855 ft²), its lot is bigger than 91% of them (4 ac against a typical 0.88 ac) and it is newer than 75% of them (2006 against a typical 1995). Measured against all of Polk County, it is worth more than 79% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 646 Scarlet Mtn Rd, Flat Rock, NC?

The 2025 property tax bill for 646 Scarlet Mtn Rd, Flat Rock, NC was $2,521. The county assessed it at $469,413.

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