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Single Family ResidenceResidential
$156,459$119 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $150,000 on Apr 20, 2026

646 STATE ST

BINGHAMTON, NY 13901
3
Beds
1
Baths
1,320 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,920 ft²
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$156K
$137K low$176K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$150,000 · Apr 20, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,777 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$58,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$47,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$10,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$58,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$110,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.51 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyBROOME
Lot (acres)The size of the land the home sits on, from county records.0.09
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 420 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Theodore Roosevelt Elementary SchoolF
Elementary · Grades KG–5 · 0.4 mi
M
East Middle SchoolD-
Middle · Grades 6–8 · 0.8 mi
H
Binghamton High SchoolD+
High · Grades 9–12 · 2.1 mi

District: Binghamton City School District

Neighborhood · ZIP 13901These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.99
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.22%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.19,567
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.804 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,070
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,705
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

646 State St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in North Side
  • Costs more per square foot than 95% of homes in North Side
  • Smaller than 78% of homes in North Side
  • Has a smaller lot than 97% of homes in Broome County
  • Newer than 86% of homes in North Side

What homes are worth in Binghamton 13901

Each bar is how many homes fall in that price range. The marker is this home.

This home
$78K$528K

This home is worth more than 32% of homes in Binghamton 13901.

How it measures up in Binghamton 13901

The dot is this home. The mark in the middle is the typical home in Binghamton 13901.

Estimated value$156,459
CheaperTypical $185,067Pricier

Pricier than 32% of homes nearby

Price per ft²$119
CheaperTypical $131Pricier

Pricier than 34% of homes nearby

Living area1,320 ft²
SmallerTypical 1,572 ft²Bigger

Bigger than 33% of homes nearby

Lot size3,920 ft²
SmallerTypical 0.24 acBigger

Bigger than 6% of homes nearby

Year built1940
OlderTypical 1950Newer

Newer than 39% of homes nearby

How 646 State St ranks against every home in each area.
MeasureThis homeNorth SideBinghamton 13901Broome County
Estimated valuepricier than$156,45990% of homes32% of homes34% of homes
Price per ft²pricier than$11995% of homes34% of homes38% of homes
Living areabigger than1,320 ft²22% of homes33% of homes34% of homes
Lot sizebigger than3,920 ft²16% of homes6% of homes3% of homes
Year builtnewer than194086% of homes39% of homes37% of homes

About 646 State St

How much is 646 State St, Binghamton, NY worth?

The TopHap Estimate for 646 State St, Binghamton, NY is $156,459 as of Sep 24, 2026. The likely range is $136,941 to $175,977. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 646 State St, Binghamton, NY last sell?

646 State St, Binghamton, NY last sold on Apr 20, 2026 for $150,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 646 State St, Binghamton, NY?

646 State St, Binghamton, NY has 3 bedrooms, 1 bathrooms, 1,320 square feet of living space and a 0.09-acre lot.

When was 646 State St, Binghamton, NY built?

646 State St, Binghamton, NY was built in 1940, making it 86 years old. It is a traditional/old home. The building has 2 stories.

What schools serve 646 State St, Binghamton, NY?

646 State St, Binghamton, NY is assigned to Theodore Roosevelt Elementary School (elementary), rated F; East Middle School (middle), rated D-; Binghamton High School (high), rated D+. All sit in Binghamton City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 646 State St, Binghamton, NY compare to other homes in Binghamton 13901?

Among the 6,001 homes in Binghamton 13901, it is worth more than 32% of them ($156,459 against a typical $185,067), its price per square foot is higher than 34% of them ($119 against a typical $131), it is bigger than 33% of them (1,320 ft² against a typical 1,572 ft²), its lot is bigger than 6% of them (3,920 ft² against a typical 0.24 ac) and it is newer than 39% of them (1940 against a typical 1950). Measured against all of Broome County, it is worth more than 34% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 646 State St, Binghamton, NY?

The 2026 property tax bill for 646 State St, Binghamton, NY was $5,777. The county assessed it at $58,100.

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