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Single Family ResidenceResidential
$287,673$300 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

646 TERRACE DR

SAINT PAUL, MN 55113
3
Beds
2
Baths
960 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.27 ac
Lot SizeThe size of the land the home sits on, from county records.
1966
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$288K
$261K low$314K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,192 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$318,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$100,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$218,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$336,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$318,200

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyRAMSEY
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1972
Lot (acres)The size of the land the home sits on, from county records.0.27
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 100 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Emmet D. Williams Elementary SchoolB
Elementary · Grades KG–6 · 1.0 mi
H
Roseville Area High SchoolB-
High · Grades 9–12 · 1.5 mi
M
Roseville Area Middle School
Middle · Grades 7–8 · 1.5 mi

District: Roseville Public School District

Neighborhood · ZIP 55113These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.9

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.40,782
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,604 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,491
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$119,891
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

646 Terrace Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 89% of homes in South Owasso
  • Smaller than 90% of homes in South Owasso

What homes are worth in Saint Paul 55113

Each bar is how many homes fall in that price range. The marker is this home.

This home
$102K$658K

This home is worth more than 49% of homes in Saint Paul 55113.

How it measures up in Saint Paul 55113

The dot is this home. The mark in the middle is the typical home in Saint Paul 55113.

Estimated value$287,673
CheaperTypical $289,728Pricier

Pricier than 49% of homes nearby

Price per ft²$300
CheaperTypical $220Pricier

Pricier than 89% of homes nearby

Living area960 ft²
SmallerTypical 1,280 ft²Bigger

Bigger than 14% of homes nearby

Lot size0.27 ac
SmallerTypical 0.26 acBigger

Bigger than 51% of homes nearby

Year built1966
OlderTypical 1961Newer

Newer than 58% of homes nearby

How 646 Terrace Dr ranks against every home in each area.
MeasureThis homeSouth OwassoSaint Paul 55113Ramsey County
Estimated valuepricier than$287,67356% of homes49% of homes56% of homes
Price per ft²pricier than$30089% of homes89% of homes85% of homes
Living areabigger than960 ft²10% of homes14% of homes17% of homes
Lot sizebigger than0.27 ac44% of homes51% of homes64% of homes
Year builtnewer than196645% of homes58% of homes60% of homes

About 646 Terrace Dr

How much is 646 Terrace Dr, Saint Paul, MN worth?

The TopHap Estimate for 646 Terrace Dr, Saint Paul, MN is $287,673 as of Aug 30, 2026. The likely range is $260,988 to $314,358. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 646 Terrace Dr, Saint Paul, MN last sell?

646 Terrace Dr, Saint Paul, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 646 Terrace Dr, Saint Paul, MN?

646 Terrace Dr, Saint Paul, MN has 3 bedrooms, 2 bathrooms, 960 square feet of living space and a 0.27-acre lot.

When was 646 Terrace Dr, Saint Paul, MN built?

646 Terrace Dr, Saint Paul, MN was built in 1966, making it 60 years old. It is a ranch home. The building has 1 story.

What schools serve 646 Terrace Dr, Saint Paul, MN?

646 Terrace Dr, Saint Paul, MN is assigned to Emmet D. Williams Elementary School (elementary), rated B; Roseville Area High School (high), rated B-; Roseville Area Middle School (middle). All sit in Roseville Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 646 Terrace Dr, Saint Paul, MN compare to other homes in Saint Paul 55113?

Among the 13,261 homes in Saint Paul 55113, it is worth more than 49% of them ($287,673 against a typical $289,728), its price per square foot is higher than 89% of them ($300 against a typical $220), it is bigger than 14% of them (960 ft² against a typical 1,280 ft²), its lot is bigger than 51% of them (0.27 ac against a typical 0.26 ac) and it is newer than 58% of them (1966 against a typical 1961). Measured against all of Ramsey County, it is worth more than 56% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 646 Terrace Dr, Saint Paul, MN?

The 2025 property tax bill for 646 Terrace Dr, Saint Paul, MN was $4,192. The county assessed it at $318,200.

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Assigned schools

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