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Residential Income (General/Multi-Family)Residential
Last sold for $525,000 on Aug 19, 2021

646 WASHINGTON ST

CUMBERLAND, MD 21502
9
Baths
7,547 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.31 ac
Lot SizeThe size of the land the home sits on, from county records.
1910
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$525,000 · Aug 19, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,789 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$500,800 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$42,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$458,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$413,367
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$500,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
77
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
84
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
48
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential Income (General/Multi-Family)
CountyALLEGANY
Lot (acres)The size of the land the home sits on, from county records.0.31
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 585 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
West Side Elementary SchoolC+
Elementary · Grades PK–5 · 0.4 mi
H
Allegany High SchoolC+
High · Grades 9–12 · 0.9 mi
M
Braddock Middle SchoolB
Middle · Grades 6–8 · 1.1 mi

District: Allegany County Public Schools

Neighborhood · ZIP 21502These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.36

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.41,109
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.436 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,358
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,957
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

646 Washington St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the largest homes in Allegany County
  • Older than 85% of homes in Allegany County

How it measures up in Cumberland 21502

The dot is this home. The mark in the middle is the typical home in Cumberland 21502.

Living area7,547 ft²
SmallerTypical 1,368 ft²Bigger

Bigger than almost all homes nearby

Lot size0.31 ac
SmallerTypical 0.22 acBigger

Bigger than 63% of homes nearby

Year built1910
OlderTypical 1945Newer

Newer than 17% of homes nearby

How 646 Washington St ranks against every home in each area.
MeasureThis homeCumberland 21502Allegany County
Living areabigger than7,547 ft²almost all homesalmost all homes
Lot sizebigger than0.31 ac63% of homes53% of homes
Year builtnewer than191017% of homes15% of homes

About 646 Washington St

When did 646 Washington St, Cumberland, MD last sell?

646 Washington St, Cumberland, MD last sold on Aug 19, 2021 for $525,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 646 Washington St, Cumberland, MD?

646 Washington St, Cumberland, MD has 9 bathrooms, 7,547 square feet of living space and a 0.31-acre lot.

When was 646 Washington St, Cumberland, MD built?

646 Washington St, Cumberland, MD was built in 1910, making it 116 years old. The building has 3 stories.

What schools serve 646 Washington St, Cumberland, MD?

646 Washington St, Cumberland, MD is assigned to West Side Elementary School (elementary), rated C+; Allegany High School (high), rated C+; Braddock Middle School (middle), rated B. All sit in Allegany County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 646 Washington St, Cumberland, MD compare to other homes in Cumberland 21502?

Among the 15,376 homes in Cumberland 21502, it is bigger than almost all of them (7,547 ft² against a typical 1,368 ft²), its lot is bigger than 63% of them (0.31 ac against a typical 0.22 ac) and it is newer than 17% of them (1910 against a typical 1945). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 646 Washington St, Cumberland, MD?

The 2025 property tax bill for 646 Washington St, Cumberland, MD was $3,789. The county assessed it at $500,800.

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