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TownhouseResidential
$1,053,775
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

648 CHARLES ST

RIDGWAY, CO 81432
0
Baths

Valuation

$1.1M
$885K low$1.2M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,053,775
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$843,020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$218 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$3,260 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,260
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$52,090

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
CountyOuray

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ridgway Elementary SchoolB
Elementary · Grades PK–5 · 0.4 mi
M
Ridgway Middle SchoolA
Middle · Grades 6–8 · 0.7 mi
H
Ridgway High SchoolB+
High · Grades 9–12 · 0.7 mi

District: Ridgway School District R-2

Neighborhood · ZIP 81432These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.133

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.64%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.3,303
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.10 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,369
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$106,088
Average tempThe average temperature here across a full year.37°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.81%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

648 Charles St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

What homes are worth in Ridgway 81432

Each bar is how many homes fall in that price range. The marker is this home.

This home
$320K$3.2M

This home is worth more than 53% of homes in Ridgway 81432.

How it measures up in Ridgway 81432

The dot is this home. The mark in the middle is the typical home in Ridgway 81432.

Estimated value$1,053,775
CheaperTypical $1,020,225Pricier

Pricier than 53% of homes nearby

How 648 Charles St ranks against every home in each area.
MeasureThis homeRidgway 81432Ouray County
Estimated valuepricier than$1,053,77553% of homes63% of homes

About 648 Charles St

How much is 648 Charles St, Ridgway, CO worth?

The TopHap Estimate for 648 Charles St, Ridgway, CO is $1,053,775 as of Jul 14, 2026. The likely range is $885,348 to $1,222,202. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 648 Charles St, Ridgway, CO last sell?

648 Charles St, Ridgway, CO last sold on Mar 14, 2024, according to the county's recorded deed.

What schools serve 648 Charles St, Ridgway, CO?

648 Charles St, Ridgway, CO is assigned to Ridgway Elementary School (elementary), rated B; Ridgway Middle School (middle), rated A; Ridgway High School (high), rated B+. All sit in Ridgway School District R-2. Attendance boundaries change — confirm with the district before relying on an assignment.

What are the property taxes on 648 Charles St, Ridgway, CO?

The 2025 property tax bill for 648 Charles St, Ridgway, CO was $218. The county assessed it at $3,260.

Closest homes

More homes in Ridgway 81432

Assigned schools

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See this home in context

Open 648 Charles St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

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