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Rural ResidenceResidential
$375,207$278 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

648 COUNTY ROUTE 8

GERMANTOWN, NY 12526
3
Beds
2 / 1
Baths
1,352 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
10 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$375K
$334K low$416K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,540 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$303,850 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$103,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$200,850
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$303,850
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$515,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
29
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
64
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyColumbia
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2000
Lot (acres)The size of the land the home sits on, from county records.10.00
HeatingThe type of heating system in the home.Hot Water
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 544 ft²Porch · 544 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Germantown Junior-Senior High SchoolC
Middle · Grades 7–12 · 1.9 mi
E
Germantown Elementary SchoolD+
Elementary · Grades PK–6 · 1.9 mi

District: Germantown Central School District

Neighborhood · ZIP 12526These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.57

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.4,112
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.114 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$86,514
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$107,128
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

648 County Route 8 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 78% of homes in Germantown 12526
  • Costs less per square foot than 66% of homes in Germantown 12526
  • Smaller than 72% of homes in Germantown 12526
  • Has a bigger lot than 84% of homes in Columbia County
  • Newer than 76% of homes in Columbia County

What homes are worth in Germantown 12526

Each bar is how many homes fall in that price range. The marker is this home.

This home
$218K$1.7M

This home is worth more than 22% of homes in Germantown 12526.

How it measures up in Germantown 12526

The dot is this home. The mark in the middle is the typical home in Germantown 12526.

Estimated value$375,207
CheaperTypical $520,986Pricier

Pricier than 22% of homes nearby

Price per ft²$278
CheaperTypical $307Pricier

Pricier than 34% of homes nearby

Living area1,352 ft²
SmallerTypical 1,724 ft²Bigger

Bigger than 28% of homes nearby

Lot size10 ac
SmallerTypical 2.5 acBigger

Bigger than 82% of homes nearby

Year built1988
OlderTypical 1962Newer

Newer than 72% of homes nearby

How 648 County Route 8 ranks against every home in each area.
MeasureThis homeGermantown 12526Columbia County
Estimated valuepricier than$375,20722% of homes35% of homes
Price per ft²pricier than$27834% of homes50% of homes
Living areabigger than1,352 ft²28% of homes30% of homes
Lot sizebigger than10 ac82% of homes84% of homes
Year builtnewer than198872% of homes76% of homes

About 648 County Route 8

How much is 648 County Route 8, Germantown, NY worth?

The TopHap Estimate for 648 County Route 8, Germantown, NY is $375,207 as of Aug 30, 2026. The likely range is $333,954 to $416,460. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 648 County Route 8, Germantown, NY last sell?

648 County Route 8, Germantown, NY last sold on Jul 16, 2018, according to the county's recorded deed.

How big is 648 County Route 8, Germantown, NY?

648 County Route 8, Germantown, NY has 3 bedrooms, 2 bathrooms, 1,352 square feet of living space and a 10.00-acre lot.

When was 648 County Route 8, Germantown, NY built?

648 County Route 8, Germantown, NY was built in 1988, making it 38 years old. It is a ranch home. The building has 1 story.

What schools serve 648 County Route 8, Germantown, NY?

648 County Route 8, Germantown, NY is assigned to Germantown Junior-Senior High School (middle), rated C; Germantown Elementary School (elementary), rated D+. All sit in Germantown Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 648 County Route 8, Germantown, NY compare to other homes in Germantown 12526?

Among the 1,654 homes in Germantown 12526, it is worth more than 22% of them ($375,207 against a typical $520,986), its price per square foot is higher than 34% of them ($278 against a typical $307), it is bigger than 28% of them (1,352 ft² against a typical 1,724 ft²), its lot is bigger than 82% of them (10 ac against a typical 2.5 ac) and it is newer than 72% of them (1988 against a typical 1962). Measured against all of Columbia County, it is worth more than 35% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 648 County Route 8, Germantown, NY?

The 2025 property tax bill for 648 County Route 8, Germantown, NY was $6,540. The county assessed it at $303,850.

More homes on County Route 8

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More homes in Germantown 12526

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