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Single Family ResidenceResidential
$177,445$151 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

649 13TH ST

WINDOM, MN 56101
3
Beds
1.5
Baths
1,176 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1937
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$177K
$165K low$190K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,580 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$209,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$20,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$189,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$197,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$209,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
25
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
65
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
46
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCOTTONWOOD
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1960
Lot (acres)The size of the land the home sits on, from county records.0.23
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckPatio · 154 ft²Porch · 154 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Windom Area Elementary SchoolB-
Elementary · Grades PK–4 · 0.5 mi
H
Windom Senior High SchoolC+
High · Grades 9–12 · 0.6 mi
M
Windom Middle SchoolC
Middle · Grades 5–8 · 0.6 mi

District: Windom Public School District

Neighborhood · ZIP 56101These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.4,809
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.30 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,259
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,167
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.29 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

649 13th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 65% of homes in Cottonwood County
  • Older than 74% of homes in Windom 56101

What homes are worth in Windom 56101

Each bar is how many homes fall in that price range. The marker is this home.

This home
$61K$604K

This home is worth more than 51% of homes in Windom 56101.

How it measures up in Windom 56101

The dot is this home. The mark in the middle is the typical home in Windom 56101.

Estimated value$177,445
CheaperTypical $176,424Pricier

Pricier than 51% of homes nearby

Price per ft²$151
CheaperTypical $144Pricier

Pricier than 56% of homes nearby

Living area1,176 ft²
SmallerTypical 1,200 ft²Bigger

Bigger than 47% of homes nearby

Lot size0.23 ac
SmallerTypical 0.26 acBigger

Bigger than 42% of homes nearby

Year built1937
OlderTypical 1957Newer

Newer than 26% of homes nearby

How 649 13th St ranks against every home in each area.
MeasureThis homeWindom 56101Cottonwood County
Estimated valuepricier than$177,44551% of homes60% of homes
Price per ft²pricier than$15156% of homes65% of homes
Living areabigger than1,176 ft²47% of homes51% of homes
Lot sizebigger than0.23 ac42% of homes37% of homes
Year builtnewer than193726% of homes33% of homes

About 649 13th St

How much is 649 13th St, Windom, MN worth?

The TopHap Estimate for 649 13th St, Windom, MN is $177,445 as of Sep 24, 2026. The likely range is $164,938 to $189,952. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 649 13th St, Windom, MN last sell?

649 13th St, Windom, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 649 13th St, Windom, MN?

649 13th St, Windom, MN has 3 bedrooms, 1.5 bathrooms, 1,176 square feet of living space and a 0.23-acre lot.

When was 649 13th St, Windom, MN built?

649 13th St, Windom, MN was built in 1937, making it 89 years old. The building has 2 stories.

What schools serve 649 13th St, Windom, MN?

649 13th St, Windom, MN is assigned to Windom Area Elementary School (elementary), rated B-; Windom Senior High School (high), rated C+; Windom Middle School (middle), rated C. All sit in Windom Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 649 13th St, Windom, MN compare to other homes in Windom 56101?

Among the 2,666 homes in Windom 56101, it is worth more than 51% of them ($177,445 against a typical $176,424), its price per square foot is higher than 56% of them ($151 against a typical $144), it is bigger than 47% of them (1,176 ft² against a typical 1,200 ft²), its lot is bigger than 42% of them (0.23 ac against a typical 0.26 ac) and it is newer than 26% of them (1937 against a typical 1957). Measured against all of Cottonwood County, it is worth more than 60% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 649 13th St, Windom, MN?

The 2026 property tax bill for 649 13th St, Windom, MN was $2,580. The county assessed it at $209,100.

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