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Single Family ResidenceResidential
$223,624$225 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $90,000 on Jan 31, 2005

649 LUDA ST

ELGIN, IL 60120
1
Baths
992 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1910
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$224K
$207K low$240K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$90,000 · Jan 31, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,250 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$67,177 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$16,988
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$50,189
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$61,874
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$201,612

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKANE
Lot (acres)The size of the land the home sits on, from county records.0.15
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Coleman Elementary SchoolC+
Elementary · Grades KG–6 · 0.1 mi
M
Larsen Middle SchoolC-
Middle · Grades 7–8 · 0.8 mi
H
Elgin High SchoolD-
High · Grades 9–12 · 2.5 mi

District: School District U-46

Neighborhood · ZIP 60120These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.109
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.47

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.9%
PopulationHow many people live in this area.51,977
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,108 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,556
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,612
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

649 Luda St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in Kane County
  • Costs more per square foot than 69% of homes in Elgin 60120
  • Smaller than 91% of homes in Kane County
  • Has a smaller lot than 86% of homes in Kane County
  • Older than 92% of homes in Kane County

What homes are worth in Elgin 60120

Each bar is how many homes fall in that price range. The marker is this home.

This home
$172K$585K

This home is worth more than 14% of homes in Elgin 60120.

How it measures up in Elgin 60120

The dot is this home. The mark in the middle is the typical home in Elgin 60120.

Estimated value$223,624
CheaperTypical $285,124Pricier

Pricier than 14% of homes nearby

Price per ft²$225
CheaperTypical $205Pricier

Pricier than 69% of homes nearby

Living area992 ft²
SmallerTypical 1,421 ft²Bigger

Bigger than 11% of homes nearby

Lot size0.15 ac
SmallerTypical 0.2 acBigger

Bigger than 22% of homes nearby

Year built1910
OlderTypical 1969Newer

Newer than 20% of homes nearby

How 649 Luda St ranks against every home in each area.
MeasureThis homeElgin 60120Kane County
Estimated valuepricier than$223,62414% of homes8% of homes
Price per ft²pricier than$22569% of homes59% of homes
Living areabigger than992 ft²11% of homes9% of homes
Lot sizebigger than0.15 ac22% of homes14% of homes
Year builtnewer than191020% of homes8% of homes

About 649 Luda St

How much is 649 Luda St, Elgin, IL worth?

The TopHap Estimate for 649 Luda St, Elgin, IL is $223,624 as of Sep 24, 2026. The likely range is $206,953 to $240,295. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 649 Luda St, Elgin, IL last sell?

649 Luda St, Elgin, IL last sold on Jan 31, 2005 for $90,000, according to the county's recorded deed.

How big is 649 Luda St, Elgin, IL?

649 Luda St, Elgin, IL has 1 bathrooms, 992 square feet of living space and a 0.15-acre lot.

When was 649 Luda St, Elgin, IL built?

649 Luda St, Elgin, IL was built in 1910, making it 116 years old. The building has 1 story.

What schools serve 649 Luda St, Elgin, IL?

649 Luda St, Elgin, IL is assigned to Coleman Elementary School (elementary), rated C+; Larsen Middle School (middle), rated C-; Elgin High School (high), rated D-. All sit in School District U-46. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 649 Luda St, Elgin, IL compare to other homes in Elgin 60120?

Among the 13,135 homes in Elgin 60120, it is worth more than 14% of them ($223,624 against a typical $285,124), its price per square foot is higher than 69% of them ($225 against a typical $205), it is bigger than 11% of them (992 ft² against a typical 1,421 ft²), its lot is bigger than 22% of them (0.15 ac against a typical 0.2 ac) and it is newer than 20% of them (1910 against a typical 1969). Measured against all of Kane County, it is worth more than 8% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 649 Luda St, Elgin, IL?

The 2025 property tax bill for 649 Luda St, Elgin, IL was $2,250. The county assessed it at $67,177.

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