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Single Family ResidenceResidential
$227,330$127 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $200,000 on Jul 1, 2022

649 RIGGS RD

HUBERT, NC 28539
3
Beds
1
Baths
1,796 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.44 ac
Lot SizeThe size of the land the home sits on, from county records.
1890
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$227K
$211K low$243K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$200,000 · Jul 1, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$27,330
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$21,864
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.90%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$200,000
MORTGAGE RESEARCH CENTER LLC · recorded Jul 1, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$871 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$132,992 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$46,520
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$86,472
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$132,992

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
37
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
82
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
78
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyONSLOW
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1950
Lot (acres)The size of the land the home sits on, from county records.2.44
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Silverdale Elementary SchoolC+
Elementary · Grades KG–5 · 2.6 mi
M
Hunters Creek Middle SchoolB+
Middle · Grades 6–8 · 5.7 mi
H
White Oak High SchoolC-
High · Grades 9–12 · 6.5 mi

District: Onslow County Schools

Neighborhood · ZIP 28539These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.98
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.37

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.18,134
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.219 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,523
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,029
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

649 Riggs Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 73% of homes in Hubert 28539
  • Costs less per square foot than 91% of homes in Hubert 28539
  • Bigger than 66% of homes in Hubert 28539
  • Has a bigger lot than 93% of homes in Onslow County
  • Among the oldest homes in Hubert 28539

What homes are worth in Hubert 28539

Each bar is how many homes fall in that price range. The marker is this home.

This home
$59K$581K

This home is worth more than 27% of homes in Hubert 28539.

How it measures up in Hubert 28539

The dot is this home. The mark in the middle is the typical home in Hubert 28539.

Estimated value$227,330
CheaperTypical $270,770Pricier

Pricier than 27% of homes nearby

Price per ft²$127
CheaperTypical $178Pricier

Pricier than 9% of homes nearby

Living area1,796 ft²
SmallerTypical 1,544 ft²Bigger

Bigger than 66% of homes nearby

Lot size2.44 ac
SmallerTypical 0.49 acBigger

Bigger than 91% of homes nearby

Year built1890
OlderTypical 2002Newer

Older than almost all homes nearby

How 649 Riggs Rd ranks against every home in each area.
MeasureThis homeHubert 28539Onslow County
Estimated valuepricier than$227,33027% of homes28% of homes
Price per ft²pricier than$1279% of homes9% of homes
Living areabigger than1,796 ft²66% of homes63% of homes
Lot sizebigger than2.44 ac91% of homes93% of homes
Year builtnewer than1890almost no homesalmost no homes

About 649 Riggs Rd

How much is 649 Riggs Rd, Hubert, NC worth?

The TopHap Estimate for 649 Riggs Rd, Hubert, NC is $227,330 as of Jul 14, 2026. The likely range is $211,216 to $243,444. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 649 Riggs Rd, Hubert, NC last sell?

649 Riggs Rd, Hubert, NC last sold on Jul 1, 2022 for $200,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 649 Riggs Rd, Hubert, NC?

649 Riggs Rd, Hubert, NC has 3 bedrooms, 1 bathrooms, 1,796 square feet of living space and a 2.44-acre lot.

When was 649 Riggs Rd, Hubert, NC built?

649 Riggs Rd, Hubert, NC was built in 1890, making it 136 years old. It is a ranch home. The building has 2 stories.

What schools serve 649 Riggs Rd, Hubert, NC?

649 Riggs Rd, Hubert, NC is assigned to Silverdale Elementary School (elementary), rated C+; Hunters Creek Middle School (middle), rated B+; White Oak High School (high), rated C-. All sit in Onslow County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 649 Riggs Rd, Hubert, NC compare to other homes in Hubert 28539?

Among the 7,183 homes in Hubert 28539, it is worth more than 27% of them ($227,330 against a typical $270,770), its price per square foot is higher than 9% of them ($127 against a typical $178), it is bigger than 66% of them (1,796 ft² against a typical 1,544 ft²), its lot is bigger than 91% of them (2.44 ac against a typical 0.49 ac) and it is newer than almost none of them (1890 against a typical 2002). Measured against all of Onslow County, it is worth more than 28% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 649 Riggs Rd, Hubert, NC?

The 2025 property tax bill for 649 Riggs Rd, Hubert, NC was $871. The county assessed it at $132,992.

Closest homes

More homes in Hubert 28539

Assigned schools

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